Crop-loss band · Alabama
Baldwin County, Alabama — crop-loss band
- 2.18Low end of the filed band
- 3.26Middle of the filed band
- 4.06High end of the filed band
- 2020Worst year filed (4.52)
- 10Years filed
Every year the Risk Management Agency has filed for Baldwin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.18 at the low end to 4.06 at the high end, with 3.26 in the middle. The worst year filed is 2020, at 4.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $258,976 | $864,841 | $2,677,365 | 75 | 75 | 3.34 |
| 2016 | $194,557 | $612,774 | $1,711,060 | 74 | 74 | 3.15 |
| 2017 | $657,799 | $1,568,595 | $3,883,882 | 141 | 141 | 2.38 |
| 2018 | $899,415 | $3,003,643 | $5,121,674 | 131 | 131 | 3.34 |
| 2019 | $497,192 | $1,082,136 | $2,928,895 | 115 | 115 | 2.18 |
| 2020 | $1,956,882 | $8,842,291 | $12,209,165 | 227 | 227 | 4.52 |
| 2021 | $565,481 | $1,846,052 | $3,983,427 | 121 | 121 | 3.26 |
| 2022 | $1,079,335 | $3,113,932 | $7,827,179 | 159 | 159 | 2.89 |
| 2023 | $755,185 | $3,065,957 | $7,812,814 | 278 | 278 | 4.06 |
| 2024 | $524,196 | $1,792,054 | $6,487,380 | 231 | 231 | 3.42 |
Commodities insured in Baldwin County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peanuts 10 years filed
- 3.15Low end of the filed band
- 4.73Middle of the filed band
- 7.90High end of the filed band
- 2021Worst year filed (9.58)
- 10Years filed
- $1,820,926Premium filed
- $9,746,093Indemnity paid
- $21,648,277Liability insured
- 29,010Quantity planted
- 40,958Quantity lost
- 291Policies
- 291Policies with a loss
- 5.35Loss ratio, whole span
Causes that carried the indemnity in Baldwin County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,615,917 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $2,332,960 indemnity · 10 years
- Drought $1,862,456 indemnity · 7 years
- Hurricane/Tropical Depression $1,340,931 indemnity · 3 years
- Heat $552,679 indemnity · 4 years
- Wildlife $22,100 indemnity · 3 years
Cotton 10 years filed
- 1.07Low end of the filed band
- 2.32Middle of the filed band
- 3.69High end of the filed band
- 2015Worst year filed (4.57)
- 10Years filed
- $3,483,921Premium filed
- $9,041,643Indemnity paid
- $17,862,579Liability insured
- 24,915Quantity planted
- 59,252Quantity lost
- 332Policies
- 332Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Baldwin County
- ARPI/SCO/STAX/MP Crops Only $3,807,253 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,551,458 indemnity · 7 years
- Hurricane/Tropical Depression $1,552,800 indemnity · 3 years
- Drought $484,644 indemnity · 6 years
- Heat $170,585 indemnity · 5 years
- Wildlife $159,828 indemnity · 5 years
Soybeans 10 years filed
- 2.55Low end of the filed band
- 4.51Middle of the filed band
- 5.28High end of the filed band
- 2016Worst year filed (5.46)
- 10Years filed
- $828,738Premium filed
- $3,717,862Indemnity paid
- $7,685,596Liability insured
- 26,077Quantity planted
- 29,657Quantity lost
- 272Policies
- 272Policies with a loss
- 4.49Loss ratio, whole span
Causes that carried the indemnity in Baldwin County
- Excess Moisture/Precipitation/Rain $1,525,033 indemnity · 9 years
- Drought $1,432,020 indemnity · 6 years
- Hurricane/Tropical Depression $229,681 indemnity · 3 years
- Heat $220,677 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $202,089 indemnity · 1 years
- Decline in Price $40,229 indemnity · 3 years
Corn 10 years filed
- 0.94Low end of the filed band
- 2.84Middle of the filed band
- 5.68High end of the filed band
- 2024Worst year filed (6.41)
- 10Years filed
- $349,921Premium filed
- $1,304,466Indemnity paid
- $2,934,886Liability insured
- 5,697Quantity planted
- 7,500Quantity lost
- 86Policies
- 86Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Baldwin County
- Drought $303,927 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $290,145 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $258,642 indemnity · 9 years
- Hurricane/Tropical Depression $151,691 indemnity · 2 years
- Heat $123,237 indemnity · 3 years
- Wind/Excess Wind $73,915 indemnity · 2 years
Pecans 9 years filed
- 1.14Low end of the filed band
- 1.80Middle of the filed band
- 3.77High end of the filed band
- 2020Worst year filed (3.77)
- 9Years filed
- $399,496Premium filed
- $1,015,230Indemnity paid
- $1,419,980Liability insured
- 7,259Quantity planted
- 1,750Quantity lost
- 93Policies
- 93Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Baldwin County
- Hurricane/Tropical Depression $392,917 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $268,153 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $178,858 indemnity · 1 years
- Drought $125,354 indemnity · 5 years
- XX $29,232 indemnity · 3 years
- Heat $13,394 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.92Low end of the filed band
- 1.99Middle of the filed band
- 2.62High end of the filed band
- 2017Worst year filed (3.04)
- 10Years filed
- $506,015Premium filed
- $966,981Indemnity paid
- $3,091,523Liability insured
- 14,763Quantity planted
- 0Quantity lost
- 478Policies
- 478Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Baldwin County
- ARPI/SCO/STAX Crops Only $966,981 indemnity · 10 years
Every county-crop the agency files in Alabama → Buy the Baldwin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.