Crop-loss band · Alabama
Conecuh County, Alabama — crop-loss band
- 1.47Low end of the filed band
- 1.90Middle of the filed band
- 3.18High end of the filed band
- 2020Worst year filed (3.42)
- 10Years filed
Every year the Risk Management Agency has filed for Conecuh County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 3.18 at the high end, with 1.90 in the middle. The worst year filed is 2020, at 3.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $101,788 | $165,598 | $493,918 | 50 | 50 | 1.63 |
| 2016 | $78,775 | $122,344 | $357,809 | 51 | 51 | 1.55 |
| 2017 | $208,994 | $306,643 | $992,579 | 27 | 27 | 1.47 |
| 2018 | $231,328 | $417,938 | $1,236,831 | 74 | 74 | 1.81 |
| 2019 | $116,634 | $221,676 | $707,995 | 73 | 73 | 1.90 |
| 2020 | $325,153 | $1,113,472 | $2,074,137 | 79 | 79 | 3.42 |
| 2021 | $171,931 | $493,050 | $1,051,227 | 32 | 32 | 2.87 |
| 2022 | $383,565 | $889,058 | $2,725,712 | 69 | 69 | 2.32 |
| 2023 | $485,873 | $1,545,948 | $3,096,738 | 128 | 128 | 3.18 |
| 2024 | $286,246 | $572,958 | $1,728,697 | 89 | 89 | 2.00 |
Commodities insured in Conecuh County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.45Low end of the filed band
- 2.33Middle of the filed band
- 3.53High end of the filed band
- 2020Worst year filed (4.02)
- 10Years filed
- $1,636,587Premium filed
- $4,379,955Indemnity paid
- $9,867,476Liability insured
- 17,231Quantity planted
- 22,972Quantity lost
- 251Policies
- 251Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Conecuh County
- Drought $1,314,636 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,309,004 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $710,772 indemnity · 6 years
- Hurricane/Tropical Depression $338,504 indemnity · 2 years
- Decline in Price $335,233 indemnity · 6 years
- Heat $185,351 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 1.16Low end of the filed band
- 1.66Middle of the filed band
- 2.72High end of the filed band
- 2021Worst year filed (3.08)
- 10Years filed
- $495,117Premium filed
- $1,021,069Indemnity paid
- $3,525,839Liability insured
- 17,133Quantity planted
- 0Quantity lost
- 325Policies
- 325Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Conecuh County
- ARPI/SCO/STAX Crops Only $1,021,069 indemnity · 10 years
Corn 10 years filed
- 0.82Low end of the filed band
- 1.66Middle of the filed band
- 2.85High end of the filed band
- 2021Worst year filed (3.85)
- 10Years filed
- $258,583Premium filed
- $447,661Indemnity paid
- $1,072,328Liability insured
- 3,120Quantity planted
- 3,331Quantity lost
- 96Policies
- 96Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Conecuh County
- Drought $157,679 indemnity · 6 years
- Heat $118,303 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $89,494 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $21,294 indemnity · 1 years
- Decline in Price $18,164 indemnity · 6 years
- Wildlife $17,912 indemnity · 7 years
Every county-crop the agency files in Alabama → Buy the Conecuh County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.