Crop-loss band · Alabama
Dale County, Alabama — crop-loss band
- 1.82Low end of the filed band
- 1.96Middle of the filed band
- 2.31High end of the filed band
- 2019Worst year filed (2.52)
- 10Years filed
Every year the Risk Management Agency has filed for Dale County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.82 at the low end to 2.31 at the high end, with 1.96 in the middle. The worst year filed is 2019, at 2.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $855,106 | $1,672,290 | $3,383,652 | 165 | 165 | 1.96 |
| 2016 | $415,854 | $807,908 | $1,819,246 | 93 | 93 | 1.94 |
| 2017 | $415,318 | $826,784 | $1,911,592 | 115 | 115 | 1.99 |
| 2018 | $811,514 | $1,541,835 | $3,217,058 | 135 | 135 | 1.90 |
| 2019 | $973,033 | $2,448,007 | $4,270,233 | 179 | 179 | 2.52 |
| 2020 | $707,893 | $1,516,173 | $3,363,179 | 104 | 104 | 2.14 |
| 2021 | $529,168 | $964,026 | $2,374,071 | 107 | 107 | 1.82 |
| 2022 | $803,561 | $1,557,906 | $3,923,102 | 161 | 161 | 1.94 |
| 2023 | $1,116,748 | $2,530,573 | $5,941,295 | 184 | 184 | 2.27 |
| 2024 | $1,258,430 | $2,911,920 | $6,487,193 | 205 | 205 | 2.31 |
Commodities insured in Dale County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peanuts 10 years filed
- 1.46Low end of the filed band
- 2.11Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (3.39)
- 10Years filed
- $3,243,263Premium filed
- $7,684,764Indemnity paid
- $17,333,886Liability insured
- 33,691Quantity planted
- 34,023Quantity lost
- 638Policies
- 638Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Dale County
- Drought $4,047,347 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,454,369 indemnity · 9 years
- Heat $1,044,492 indemnity · 5 years
- Hurricane/Tropical Depression $749,668 indemnity · 4 years
- Tropical Storm $288,396 indemnity · 1 years
- Wildlife $49,723 indemnity · 7 years
Cotton 10 years filed
- 1.01Low end of the filed band
- 1.91Middle of the filed band
- 2.27High end of the filed band
- 2024Worst year filed (2.38)
- 10Years filed
- $3,887,952Premium filed
- $7,669,319Indemnity paid
- $15,600,598Liability insured
- 32,860Quantity planted
- 37,873Quantity lost
- 477Policies
- 477Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Dale County
- Drought $3,065,175 indemnity · 8 years
- Hurricane/Tropical Depression $1,817,990 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,442,116 indemnity · 7 years
- Heat $692,621 indemnity · 5 years
- Tropical Storm $295,914 indemnity · 1 years
- Freeze $83,149 indemnity · 1 years
Corn 10 years filed
- 1.37Low end of the filed band
- 2.06Middle of the filed band
- 3.08High end of the filed band
- 2021Worst year filed (5.58)
- 10Years filed
- $371,590Premium filed
- $812,513Indemnity paid
- $1,296,454Liability insured
- 5,048Quantity planted
- 5,077Quantity lost
- 128Policies
- 128Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Dale County
- Drought $612,848 indemnity · 10 years
- Heat $77,934 indemnity · 5 years
- Hurricane/Tropical Depression $29,400 indemnity · 1 years
- Wildlife $29,241 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $28,532 indemnity · 5 years
- Tropical Storm $22,773 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 1.04Low end of the filed band
- 1.67Middle of the filed band
- 3.27High end of the filed band
- 2017Worst year filed (3.27)
- 8Years filed
- $383,820Premium filed
- $610,826Indemnity paid
- $2,459,683Liability insured
- 10,222Quantity planted
- 0Quantity lost
- 205Policies
- 205Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Dale County
- ARPI/SCO/STAX/MP Crops Only $610,826 indemnity · 8 years
Every county-crop the agency files in Alabama → Buy the Dale County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.