Crop-loss band · Alabama
Dallas County, Alabama — crop-loss band
- 1.22Low end of the filed band
- 2.08Middle of the filed band
- 3.24High end of the filed band
- 2020Worst year filed (8.46)
- 10Years filed
Every year the Risk Management Agency has filed for Dallas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 3.24 at the high end, with 2.08 in the middle. The worst year filed is 2020, at 8.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $425,682 | $750,772 | $2,006,104 | 66 | 66 | 1.76 |
| 2016 | $229,736 | $410,778 | $846,972 | 63 | 63 | 1.79 |
| 2017 | $569,899 | $693,783 | $1,951,941 | 90 | 90 | 1.22 |
| 2018 | $148,567 | $304,073 | $928,827 | 46 | 46 | 2.05 |
| 2019 | $507,719 | $1,352,412 | $3,592,781 | 91 | 91 | 2.66 |
| 2020 | $498,265 | $4,216,885 | $5,357,364 | 142 | 142 | 8.46 |
| 2021 | $463,963 | $1,059,088 | $3,338,688 | 57 | 57 | 2.28 |
| 2022 | $857,213 | $1,783,502 | $4,523,636 | 93 | 93 | 2.08 |
| 2023 | $1,332,051 | $4,317,609 | $9,335,522 | 108 | 108 | 3.24 |
| 2024 | $943,123 | $2,961,420 | $4,753,110 | 98 | 98 | 3.14 |
Commodities insured in Dallas County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.10Low end of the filed band
- 2.34Middle of the filed band
- 4.93High end of the filed band
- 2020Worst year filed (9.44)
- 10Years filed
- $3,680,579Premium filed
- $11,759,597Indemnity paid
- $21,927,908Liability insured
- 33,231Quantity planted
- 92,788Quantity lost
- 392Policies
- 392Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Dallas County
- ARPI/SCO/STAX/MP Crops Only $4,600,015 indemnity · 7 years
- Drought $3,679,625 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,445,849 indemnity · 6 years
- Hurricane/Tropical Depression $847,446 indemnity · 2 years
- Decline in Price $393,724 indemnity · 4 years
- Heat $208,821 indemnity · 2 years
Soybeans 10 years filed
- 1.51Low end of the filed band
- 2.12Middle of the filed band
- 4.03High end of the filed band
- 2020Worst year filed (6.26)
- 10Years filed
- $1,216,879Premium filed
- $3,283,804Indemnity paid
- $8,304,223Liability insured
- 31,215Quantity planted
- 32,992Quantity lost
- 257Policies
- 257Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Dallas County
- Drought $1,389,932 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $740,465 indemnity · 10 years
- Wildlife $415,451 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $338,532 indemnity · 1 years
- Heat $139,084 indemnity · 4 years
- Hurricane/Tropical Depression $99,903 indemnity · 3 years
Corn 10 years filed
- 1.18Low end of the filed band
- 1.89Middle of the filed band
- 3.37High end of the filed band
- 2020Worst year filed (8.14)
- 10Years filed
- $766,035Premium filed
- $1,774,561Indemnity paid
- $4,153,307Liability insured
- 12,348Quantity planted
- 15,303Quantity lost
- 151Policies
- 151Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Dallas County
- Drought $682,351 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $449,388 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $336,333 indemnity · 1 years
- Decline in Price $146,474 indemnity · 6 years
- Heat $88,863 indemnity · 5 years
- Wildlife $34,526 indemnity · 5 years
Peanuts 10 years filed
- 0.80Low end of the filed band
- 2.61Middle of the filed band
- 4.26High end of the filed band
- 2020Worst year filed (5.33)
- 10Years filed
- $312,725Premium filed
- $1,032,360Indemnity paid
- $2,249,507Liability insured
- 3,878Quantity planted
- 5,387Quantity lost
- 54Policies
- 54Policies with a loss
- 3.30Loss ratio, whole span
Causes that carried the indemnity in Dallas County
- Drought $724,255 indemnity · 6 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $165,275 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $89,321 indemnity · 7 years
- Wildlife $53,510 indemnity · 3 years
Every county-crop the agency files in Alabama → Buy the Dallas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.