Crop-loss band · Alabama
DeKalb County, Alabama — crop-loss band
- 1.32Low end of the filed band
- 2.67Middle of the filed band
- 2.99High end of the filed band
- 2020Worst year filed (3.12)
- 10Years filed
Every year the Risk Management Agency has filed for DeKalb County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.32 at the low end to 2.99 at the high end, with 2.67 in the middle. The worst year filed is 2020, at 3.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $174,644 | $361,677 | $1,029,983 | 101 | 101 | 2.07 |
| 2016 | $686,881 | $1,764,375 | $5,449,864 | 185 | 185 | 2.57 |
| 2017 | $135,623 | $361,876 | $764,458 | 70 | 70 | 2.67 |
| 2018 | $147,708 | $428,722 | $1,125,435 | 70 | 70 | 2.90 |
| 2019 | $232,303 | $648,778 | $1,853,206 | 102 | 102 | 2.79 |
| 2020 | $60,430 | $188,832 | $515,651 | 61 | 61 | 3.12 |
| 2021 | $125,923 | $376,538 | $793,697 | 52 | 52 | 2.99 |
| 2022 | $135,526 | $179,364 | $1,266,178 | 40 | 40 | 1.32 |
| 2023 | $97,715 | $172,650 | $584,132 | 62 | 62 | 1.77 |
| 2024 | $689,049 | $1,922,320 | $7,491,342 | 139 | 139 | 2.79 |
Commodities insured in DeKalb County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.35Low end of the filed band
- 2.79Middle of the filed band
- 3.83High end of the filed band
- 2021Worst year filed (4.05)
- 10Years filed
- $967,256Premium filed
- $2,627,348Indemnity paid
- $10,315,882Liability insured
- 19,611Quantity planted
- 19,418Quantity lost
- 138Policies
- 138Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Drought $2,058,992 indemnity · 8 years
- Decline in Price $205,857 indemnity · 4 years
- Tropical Storm $164,518 indemnity · 1 years
- Heat $124,256 indemnity · 2 years
- Wind/Excess Wind $32,838 indemnity · 3 years
- Hurricane/Tropical Depression $19,925 indemnity · 1 years
Soybeans 10 years filed
- 1.56Low end of the filed band
- 2.19Middle of the filed band
- 3.34High end of the filed band
- 2021Worst year filed (4.17)
- 10Years filed
- $757,670Premium filed
- $1,927,784Indemnity paid
- $5,602,941Liability insured
- 17,375Quantity planted
- 17,327Quantity lost
- 188Policies
- 188Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Drought $1,409,312 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $318,517 indemnity · 7 years
- Decline in Price $81,872 indemnity · 6 years
- Tropical Storm $75,729 indemnity · 1 years
- Heat $16,292 indemnity · 3 years
- Wildlife $12,632 indemnity · 3 years
Potatoes 8 years filed
- 1.03Low end of the filed band
- 2.57Middle of the filed band
- 5.99High end of the filed band
- 2020Worst year filed (5.99)
- 8Years filed
- $368,209Premium filed
- $1,121,490Indemnity paid
- $1,732,653Liability insured
- 955Quantity planted
- 955Quantity lost
- 43Policies
- 43Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Excess Moisture/Precipitation/Rain $963,103 indemnity · 7 years
- Heat $102,736 indemnity · 2 years
- Drought $46,110 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $9,541 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.77Low end of the filed band
- 1.29Middle of the filed band
- 2.86High end of the filed band
- 2016Worst year filed (3.30)
- 10Years filed
- $392,667Premium filed
- $728,510Indemnity paid
- $3,222,470Liability insured
- 18,234Quantity planted
- 0Quantity lost
- 513Policies
- 513Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- ARPI/SCO/STAX Crops Only $728,510 indemnity · 10 years
Every county-crop the agency files in Alabama → Buy the DeKalb County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.