Crop-loss band · Alabama
Escambia County, Alabama — crop-loss band
- 2.19Low end of the filed band
- 3.19Middle of the filed band
- 4.27High end of the filed band
- 2023Worst year filed (5.76)
- 10Years filed
Every year the Risk Management Agency has filed for Escambia County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.19 at the low end to 4.27 at the high end, with 3.19 in the middle. The worst year filed is 2023, at 5.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $272,833 | $780,764 | $2,263,081 | 72 | 72 | 2.86 |
| 2016 | $155,125 | $340,200 | $1,403,309 | 30 | 30 | 2.19 |
| 2017 | $571,811 | $1,824,249 | $3,714,710 | 112 | 112 | 3.19 |
| 2018 | $747,619 | $2,202,817 | $6,850,593 | 112 | 112 | 2.95 |
| 2019 | $282,071 | $979,275 | $2,759,873 | 59 | 59 | 3.47 |
| 2020 | $1,490,668 | $6,369,072 | $10,280,237 | 188 | 188 | 4.27 |
| 2021 | $522,036 | $1,718,505 | $5,048,868 | 87 | 87 | 3.29 |
| 2022 | $1,068,500 | $2,976,268 | $8,445,792 | 83 | 83 | 2.79 |
| 2023 | $1,251,404 | $7,208,590 | $13,863,610 | 188 | 188 | 5.76 |
| 2024 | $727,599 | $2,478,838 | $7,023,410 | 101 | 101 | 3.41 |
Commodities insured in Escambia County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.87Low end of the filed band
- 2.70Middle of the filed band
- 3.39High end of the filed band
- 2020Worst year filed (4.07)
- 10Years filed
- $5,158,099Premium filed
- $15,602,263Indemnity paid
- $36,239,034Liability insured
- 62,682Quantity planted
- 92,294Quantity lost
- 583Policies
- 583Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Escambia County
- Excess Moisture/Precipitation/Rain $5,356,197 indemnity · 8 years
- Hurricane/Tropical Depression $3,771,688 indemnity · 3 years
- Drought $3,241,188 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $1,973,771 indemnity · 8 years
- Heat $723,250 indemnity · 3 years
- Decline in Price $373,558 indemnity · 5 years
Peanuts 10 years filed
- 1.82Low end of the filed band
- 4.56Middle of the filed band
- 7.10High end of the filed band
- 2023Worst year filed (11.55)
- 10Years filed
- $1,581,698Premium filed
- $9,416,050Indemnity paid
- $22,202,777Liability insured
- 31,978Quantity planted
- 39,908Quantity lost
- 348Policies
- 348Policies with a loss
- 5.95Loss ratio, whole span
Causes that carried the indemnity in Escambia County
- Drought $4,080,035 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,092,015 indemnity · 10 years
- Heat $1,214,686 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,013,745 indemnity · 1 years
- Hurricane/Tropical Depression $905,110 indemnity · 4 years
- Decline in Price $54,018 indemnity · 4 years
Soybeans 9 years filed
- 2.41Low end of the filed band
- 4.40Middle of the filed band
- 11.73High end of the filed band
- 2018Worst year filed (11.73)
- 9Years filed
- $349,869Premium filed
- $1,860,265Indemnity paid
- $3,211,672Liability insured
- 9,255Quantity planted
- 11,203Quantity lost
- 101Policies
- 101Policies with a loss
- 5.32Loss ratio, whole span
Causes that carried the indemnity in Escambia County
- Drought $1,016,666 indemnity · 5 years
- Heat $509,397 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $122,307 indemnity · 8 years
- Hurricane/Tropical Depression $109,779 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $83,334 indemnity · 1 years
- Wildlife $10,110 indemnity · 4 years
Every county-crop the agency files in Alabama → Buy the Escambia County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.