Crop-loss band · Alabama
Geneva County, Alabama — crop-loss band
- 1.93Low end of the filed band
- 2.17Middle of the filed band
- 2.77High end of the filed band
- 2018Worst year filed (2.78)
- 10Years filed
Every year the Risk Management Agency has filed for Geneva County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.93 at the low end to 2.77 at the high end, with 2.17 in the middle. The worst year filed is 2018, at 2.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,229,021 | $6,168,391 | $9,526,128 | 484 | 479 | 2.77 |
| 2016 | $1,243,719 | $2,813,243 | $4,620,395 | 250 | 248 | 2.26 |
| 2017 | $1,885,625 | $4,084,352 | $7,506,521 | 278 | 278 | 2.17 |
| 2018 | $3,010,628 | $8,377,824 | $11,532,974 | 434 | 434 | 2.78 |
| 2019 | $2,550,467 | $5,666,366 | $9,099,087 | 420 | 418 | 2.22 |
| 2020 | $3,057,540 | $6,085,097 | $10,813,494 | 326 | 323 | 1.99 |
| 2021 | $2,816,356 | $5,995,910 | $10,475,191 | 320 | 320 | 2.13 |
| 2022 | $3,963,238 | $7,654,512 | $14,063,103 | 485 | 485 | 1.93 |
| 2023 | $4,934,979 | $10,835,653 | $19,854,641 | 468 | 468 | 2.20 |
| 2024 | $5,262,061 | $10,628,871 | $20,371,566 | 590 | 590 | 2.02 |
Commodities insured in Geneva County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.69Low end of the filed band
- 1.91Middle of the filed band
- 2.23High end of the filed band
- 2018Worst year filed (2.83)
- 10Years filed
- $15,949,769Premium filed
- $32,163,759Indemnity paid
- $52,701,584Liability insured
- 107,140Quantity planted
- 116,285Quantity lost
- 1,339Policies
- 1,339Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Geneva County
- Hurricane/Tropical Depression $10,254,662 indemnity · 5 years
- Drought $8,399,052 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $6,701,332 indemnity · 9 years
- Heat $2,917,813 indemnity · 5 years
- Wind/Excess Wind $1,208,936 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $1,026,358 indemnity · 4 years
Peanuts 10 years filed
- 2.20Low end of the filed band
- 2.47Middle of the filed band
- 2.92High end of the filed band
- 2015Worst year filed (3.31)
- 10Years filed
- $9,946,521Premium filed
- $25,265,978Indemnity paid
- $45,580,009Liability insured
- 81,703Quantity planted
- 82,817Quantity lost
- 1,441Policies
- 1,429Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Geneva County
- Drought $9,658,366 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $7,504,388 indemnity · 10 years
- Heat $3,334,773 indemnity · 9 years
- Hurricane/Tropical Depression $2,876,903 indemnity · 4 years
- Tropical Storm $1,128,401 indemnity · 1 years
- Wind/Excess Wind $278,631 indemnity · 3 years
Corn 10 years filed
- 1.77Low end of the filed band
- 2.24Middle of the filed band
- 2.93High end of the filed band
- 2017Worst year filed (3.29)
- 10Years filed
- $3,627,725Premium filed
- $8,294,539Indemnity paid
- $12,617,974Liability insured
- 27,789Quantity planted
- 27,825Quantity lost
- 380Policies
- 380Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Geneva County
- Drought $4,447,544 indemnity · 9 years
- Heat $1,442,258 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,356,884 indemnity · 8 years
- Hurricane/Tropical Depression $430,909 indemnity · 4 years
- Tropical Storm $252,146 indemnity · 1 years
- Decline in Price $190,045 indemnity · 6 years
Soybeans 10 years filed
- 0.95Low end of the filed band
- 1.90Middle of the filed band
- 2.60High end of the filed band
- 2019Worst year filed (3.66)
- 10Years filed
- $694,692Premium filed
- $1,452,264Indemnity paid
- $2,290,169Liability insured
- 10,115Quantity planted
- 10,517Quantity lost
- 196Policies
- 196Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Geneva County
- Drought $670,568 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $481,886 indemnity · 9 years
- Hurricane/Tropical Depression $196,047 indemnity · 4 years
- Tropical Storm $55,119 indemnity · 1 years
- Heat $45,446 indemnity · 4 years
- Decline in Price $3,038 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.80Low end of the filed band
- 1.48Middle of the filed band
- 2.61High end of the filed band
- 2016Worst year filed (2.74)
- 10Years filed
- $734,927Premium filed
- $1,133,679Indemnity paid
- $4,673,363Liability insured
- 23,086Quantity planted
- 0Quantity lost
- 699Policies
- 699Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Geneva County
- ARPI/SCO/STAX Crops Only $1,133,679 indemnity · 10 years
Every county-crop the agency files in Alabama → Buy the Geneva County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.