Crop-loss band · Arizona
Cochise County, Arizona — crop-loss band
- 1.56Low end of the filed band
- 2.74Middle of the filed band
- 4.16High end of the filed band
- 2015Worst year filed (5.52)
- 10Years filed
Every year the Risk Management Agency has filed for Cochise County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 4.16 at the high end, with 2.74 in the middle. The worst year filed is 2015, at 5.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $29,969 | $165,503 | $451,891 | 8 | 8 | 5.52 |
| 2016 | $225,652 | $772,458 | $1,731,265 | 17 | 17 | 3.42 |
| 2017 | $1,350,573 | $2,965,637 | $5,590,332 | 136 | 136 | 2.20 |
| 2018 | $1,107,269 | $2,945,354 | $4,683,815 | 133 | 133 | 2.66 |
| 2019 | $1,092,609 | $2,926,565 | $11,762,256 | 175 | 175 | 2.68 |
| 2020 | $2,360,151 | $9,826,025 | $22,069,476 | 396 | 396 | 4.16 |
| 2021 | $3,550,586 | $5,549,688 | $13,570,685 | 403 | 403 | 1.56 |
| 2022 | $3,093,363 | $8,469,913 | $22,285,189 | 346 | 346 | 2.74 |
| 2023 | $3,457,730 | $12,553,060 | $27,967,967 | 476 | 476 | 3.63 |
| 2024 | $3,703,521 | $11,347,380 | $36,728,655 | 287 | 287 | 3.06 |
Commodities insured in Cochise County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 0.95Low end of the filed band
- 1.77Middle of the filed band
- 2.44High end of the filed band
- 2018Worst year filed (2.44)
- 9Years filed
- $15,014,921Premium filed
- $26,159,199Indemnity paid
- $49,465,528Liability insured
- 4,970,742Quantity planted
- 0Quantity lost
- 2,135Policies
- 2,135Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Cochise County
- ARPI/SCO/STAX/MP Crops Only $26,159,199 indemnity · 9 years
Pecans 9 years filed
- 2.95Low end of the filed band
- 10.22Middle of the filed band
- 24.36High end of the filed band
- 2023Worst year filed (24.36)
- 9Years filed
- $939,705Premium filed
- $13,364,017Indemnity paid
- $52,768,748Liability insured
- 35,215Quantity planted
- 20,265Quantity lost
- 52Policies
- 52Policies with a loss
- 14.22Loss ratio, whole span
Causes that carried the indemnity in Cochise County
- Freeze $8,190,862 indemnity · 4 years
- Decline in Price $1,869,819 indemnity · 3 years
- Hail $1,352,359 indemnity · 6 years
- Wind/Excess Wind $832,909 indemnity · 3 years
- Heat $458,141 indemnity · 2 years
- Cold Wet Weather $431,787 indemnity · 2 years
Pistachios 9 years filed
- 1.39Low end of the filed band
- 5.81Middle of the filed band
- 9.96High end of the filed band
- 2023Worst year filed (9.96)
- 9Years filed
- $1,042,678Premium filed
- $7,771,235Indemnity paid
- $13,850,654Liability insured
- 4,384Quantity planted
- 4,396Quantity lost
- 74Policies
- 74Policies with a loss
- 7.45Loss ratio, whole span
Causes that carried the indemnity in Cochise County
- Freeze $6,470,345 indemnity · 6 years
- Hail $779,971 indemnity · 6 years
- Frost $313,869 indemnity · 2 years
- Wind/Excess Wind $104,174 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $66,057 indemnity · 3 years
- Heat $14,158 indemnity · 1 years
Corn 6 years filed
- 1.45Low end of the filed band
- 5.26Middle of the filed band
- 14.96High end of the filed band
- 2019Worst year filed (14.96)
- 6Years filed
- $1,905,741Premium filed
- $6,590,067Indemnity paid
- $23,350,085Liability insured
- 1,515Quantity planted
- 19,270Quantity lost
- 31Policies
- 31Policies with a loss
- 3.46Loss ratio, whole span
Causes that carried the indemnity in Cochise County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $6,183,378 indemnity · 2 years
- Heat $331,032 indemnity · 1 years
- Hail $47,304 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $28,353 indemnity · 2 years
Cotton 9 years filed
- 1.88Low end of the filed band
- 3.47Middle of the filed band
- 5.11High end of the filed band
- 2019Worst year filed (5.11)
- 9Years filed
- $1,068,378Premium filed
- $3,637,065Indemnity paid
- $7,406,516Liability insured
- 7,174Quantity planted
- 18,831Quantity lost
- 85Policies
- 85Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Cochise County
- ARPI/SCO/STAX/MP Crops Only $1,413,793 indemnity · 5 years
- Hail $712,567 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $596,954 indemnity · 5 years
- Heat $365,777 indemnity · 3 years
- Wind/Excess Wind $317,478 indemnity · 5 years
- Decline in Price $91,443 indemnity · 3 years
Every county-crop the agency files in Arizona → Buy the Cochise County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.