Crop-loss band · California
Amador County, California — crop-loss band
- 1.80Low end of the filed band
- 3.73Middle of the filed band
- 13.76High end of the filed band
- 2019Worst year filed (13.76)
- 9Years filed
Every year the Risk Management Agency has filed for Amador County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.80 at the low end to 13.76 at the high end, with 3.73 in the middle. The worst year filed is 2019, at 13.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2016 | $47,742 | $86,155 | $170,949 | 11 | 11 | 1.80 |
| 2017 | $60,678 | $423,819 | $939,614 | 23 | 23 | 6.98 |
| 2018 | $57,315 | $403,662 | $786,352 | 27 | 27 | 7.04 |
| 2019 | $23,228 | $319,543 | $594,999 | 15 | 15 | 13.76 |
| 2020 | $83,753 | $449,229 | $1,108,146 | 38 | 38 | 5.36 |
| 2021 | $199,859 | $745,823 | $1,962,201 | 54 | 54 | 3.73 |
| 2022 | $511,190 | $1,828,820 | $3,609,241 | 120 | 120 | 3.58 |
| 2023 | $803,485 | $1,535,228 | $3,650,936 | 134 | 134 | 1.91 |
| 2024 | $570,607 | $1,055,997 | $2,197,621 | 87 | 87 | 1.85 |
Commodities insured in Amador County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 9 years filed
- 2.55Low end of the filed band
- 9.58Middle of the filed band
- 19.97High end of the filed band
- 2019Worst year filed (19.97)
- 9Years filed
- $353,972Premium filed
- $3,377,485Indemnity paid
- $8,711,252Liability insured
- 1,939Quantity planted
- 1,945Quantity lost
- 116Policies
- 116Policies with a loss
- 9.54Loss ratio, whole span
Causes that carried the indemnity in Amador County
- Heat $1,191,617 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $823,926 indemnity · 3 years
- Frost $714,307 indemnity · 4 years
- Cold Wet Weather $294,446 indemnity · 4 years
- Wind/Excess Wind $166,550 indemnity · 1 years
- Freeze $123,666 indemnity · 2 years
Pasture,Rangeland,Forage 7 years filed
- 1.15Low end of the filed band
- 1.71Middle of the filed band
- 3.09High end of the filed band
- 2020Worst year filed (3.09)
- 7Years filed
- $1,163,022Premium filed
- $1,941,044Indemnity paid
- $3,888,125Liability insured
- 175,599Quantity planted
- 0Quantity lost
- 233Policies
- 233Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Amador County
- ARPI/SCO/STAX/MP Crops Only $1,941,044 indemnity · 7 years
Apiculture 9 years filed
- 0.48Low end of the filed band
- 1.51Middle of the filed band
- 2.98High end of the filed band
- 2020Worst year filed (2.98)
- 9Years filed
- $840,863Premium filed
- $1,529,747Indemnity paid
- $2,420,682Liability insured
- 21,166Quantity planted
- 0Quantity lost
- 160Policies
- 160Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Amador County
- ARPI/SCO/STAX/MP Crops Only $1,529,747 indemnity · 9 years
Every county-crop the agency files in California → Buy the Amador County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.