Crop-loss band · California
Contra Costa County, California — crop-loss band
- 0.73Low end of the filed band
- 2.28Middle of the filed band
- 3.57High end of the filed band
- 2015Worst year filed (5.23)
- 10Years filed
Every year the Risk Management Agency has filed for Contra Costa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.73 at the low end to 3.57 at the high end, with 2.28 in the middle. The worst year filed is 2015, at 5.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $306,687 | $1,605,204 | $2,564,578 | 57 | 57 | 5.23 |
| 2016 | $1,127,706 | $1,400,932 | $8,952,666 | 30 | 30 | 1.24 |
| 2017 | $1,894,262 | $1,386,067 | $16,568,844 | 31 | 31 | 0.73 |
| 2018 | $1,763,994 | $3,006,488 | $14,722,078 | 47 | 47 | 1.70 |
| 2019 | $409,146 | $1,460,600 | $3,312,217 | 26 | 26 | 3.57 |
| 2020 | $193,449 | $585,742 | $939,724 | 46 | 46 | 3.03 |
| 2021 | $308,182 | $702,465 | $2,249,169 | 47 | 47 | 2.28 |
| 2022 | $413,378 | $736,912 | $1,836,454 | 68 | 68 | 1.78 |
| 2023 | $304,294 | $783,222 | $1,306,854 | 63 | 63 | 2.57 |
| 2024 | $527,168 | $1,407,782 | $3,365,141 | 51 | 51 | 2.67 |
Commodities insured in Contra Costa County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 0.57Low end of the filed band
- 1.99Middle of the filed band
- 9.49High end of the filed band
- 2024Worst year filed (23.01)
- 10Years filed
- $4,274,176Premium filed
- $4,960,856Indemnity paid
- $37,697,636Liability insured
- 3,214Quantity planted
- 1,256Quantity lost
- 43Policies
- 43Policies with a loss
- 1.16Loss ratio, whole span
Causes that carried the indemnity in Contra Costa County
- Excess Moisture/Precipitation/Rain $2,281,808 indemnity · 6 years
- Decline in Price $1,194,442 indemnity · 2 years
- Frost $1,057,505 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $198,963 indemnity · 5 years
- Heat $159,515 indemnity · 4 years
- Cold Wet Weather $39,355 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.41Low end of the filed band
- 1.94Middle of the filed band
- 2.26High end of the filed band
- 2015Worst year filed (2.30)
- 10Years filed
- $1,631,832Premium filed
- $3,165,770Indemnity paid
- $4,537,376Liability insured
- 184,126Quantity planted
- 0Quantity lost
- 288Policies
- 288Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Contra Costa County
- ARPI/SCO/STAX Crops Only $3,165,770 indemnity · 10 years
Grapes 10 years filed
- 1.13Low end of the filed band
- 5.87Middle of the filed band
- 10.52High end of the filed band
- 2023Worst year filed (12.04)
- 10Years filed
- $455,999Premium filed
- $2,722,157Indemnity paid
- $8,223,464Liability insured
- 1,896Quantity planted
- 1,896Quantity lost
- 41Policies
- 41Policies with a loss
- 5.97Loss ratio, whole span
Causes that carried the indemnity in Contra Costa County
- Heat $1,193,709 indemnity · 9 years
- Cold Wet Weather $837,341 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $492,423 indemnity · 3 years
- Drought $79,539 indemnity · 1 years
- Wildlife $49,337 indemnity · 1 years
- Frost $32,694 indemnity · 2 years
Cherries 9 years filed
- 0.15Low end of the filed band
- 2.16Middle of the filed band
- 7.12High end of the filed band
- 2023Worst year filed (7.12)
- 9Years filed
- $886,259Premium filed
- $2,226,631Indemnity paid
- $5,359,249Liability insured
- 1,017Quantity planted
- 1,017Quantity lost
- 94Policies
- 94Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Contra Costa County
- Excess Moisture/Precipitation/Rain $1,057,939 indemnity · 7 years
- Hail $333,900 indemnity · 2 years
- Cold Wet Weather $331,857 indemnity · 3 years
- Frost $230,408 indemnity · 1 years
- Heat $113,840 indemnity · 1 years
- Decline in Price $80,277 indemnity · 2 years
Every county-crop the agency files in California → Buy the Contra Costa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.