Crop-loss band · California
Mendocino County, California — crop-loss band
- 1.93Low end of the filed band
- 3.07Middle of the filed band
- 6.38High end of the filed band
- 2020Worst year filed (7.91)
- 10Years filed
Every year the Risk Management Agency has filed for Mendocino County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.93 at the low end to 6.38 at the high end, with 3.07 in the middle. The worst year filed is 2020, at 7.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $550,790 | $1,570,842 | $6,548,738 | 78 | 78 | 2.85 |
| 2016 | $142,860 | $289,718 | $1,378,374 | 26 | 26 | 2.03 |
| 2017 | $247,443 | $1,332,131 | $2,977,153 | 37 | 37 | 5.38 |
| 2018 | $630,331 | $3,086,534 | $6,099,104 | 87 | 87 | 4.90 |
| 2019 | $434,478 | $2,772,788 | $6,262,704 | 67 | 67 | 6.38 |
| 2020 | $1,135,172 | $8,974,559 | $17,020,009 | 211 | 209 | 7.91 |
| 2021 | $2,156,002 | $10,839,338 | $31,180,582 | 207 | 207 | 5.03 |
| 2022 | $2,590,188 | $7,963,858 | $24,156,422 | 221 | 221 | 3.07 |
| 2023 | $1,814,650 | $3,500,875 | $11,101,740 | 169 | 169 | 1.93 |
| 2024 | $2,334,317 | $6,875,475 | $17,999,608 | 192 | 192 | 2.95 |
Commodities insured in Mendocino County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 3.45Low end of the filed band
- 5.76Middle of the filed band
- 11.10High end of the filed band
- 2018Worst year filed (16.33)
- 10Years filed
- $5,527,407Premium filed
- $32,916,423Indemnity paid
- $90,582,040Liability insured
- 15,922Quantity planted
- 15,918Quantity lost
- 778Policies
- 776Policies with a loss
- 5.96Loss ratio, whole span
Causes that carried the indemnity in Mendocino County
- Heat $10,594,141 indemnity · 9 years
- Fire $8,434,261 indemnity · 5 years
- Drought $4,335,231 indemnity · 3 years
- Frost $2,954,715 indemnity · 9 years
- Cold Wet Weather $2,323,958 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,061,735 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.84Low end of the filed band
- 1.78Middle of the filed band
- 2.68High end of the filed band
- 2020Worst year filed (2.94)
- 10Years filed
- $5,599,754Premium filed
- $9,964,230Indemnity paid
- $20,843,499Liability insured
- 647,943Quantity planted
- 0Quantity lost
- 379Policies
- 379Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Mendocino County
- ARPI/SCO/STAX Crops Only $9,964,230 indemnity · 10 years
Pears 10 years filed
- 1.53Low end of the filed band
- 8.02Middle of the filed band
- 18.48High end of the filed band
- 2017Worst year filed (104.47)
- 10Years filed
- $359,084Premium filed
- $3,430,810Indemnity paid
- $11,370,800Liability insured
- 1,818Quantity planted
- 1,818Quantity lost
- 62Policies
- 62Policies with a loss
- 9.55Loss ratio, whole span
Causes that carried the indemnity in Mendocino County
- Heat $1,215,756 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $825,268 indemnity · 5 years
- Frost $491,784 indemnity · 3 years
- Plant Disease $344,015 indemnity · 1 years
- Hail $237,583 indemnity · 2 years
- Cold Wet Weather $174,836 indemnity · 2 years
Apiculture 7 years filed
- 0.70Low end of the filed band
- 1.71Middle of the filed band
- 2.74High end of the filed band
- 2020Worst year filed (2.74)
- 7Years filed
- $549,986Premium filed
- $894,655Indemnity paid
- $1,928,095Liability insured
- 17,438Quantity planted
- 0Quantity lost
- 76Policies
- 76Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Mendocino County
- ARPI/SCO/STAX/MP Crops Only $894,655 indemnity · 7 years
Every county-crop the agency files in California → Buy the Mendocino County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.