Crop-loss band · California
Sacramento County, California — crop-loss band
- 2.93Low end of the filed band
- 4.60Middle of the filed band
- 6.30High end of the filed band
- 2022Worst year filed (6.33)
- 10Years filed
Every year the Risk Management Agency has filed for Sacramento County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.93 at the low end to 6.30 at the high end, with 4.60 in the middle. The worst year filed is 2022, at 6.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $707,147 | $2,401,262 | $8,944,792 | 113 | 111 | 3.40 |
| 2016 | $1,018,871 | $2,982,469 | $11,585,624 | 101 | 101 | 2.93 |
| 2017 | $723,844 | $3,328,409 | $10,487,351 | 87 | 87 | 4.60 |
| 2018 | $1,123,560 | $6,500,976 | $16,904,348 | 112 | 112 | 5.79 |
| 2019 | $1,431,111 | $8,248,967 | $20,201,265 | 108 | 108 | 5.76 |
| 2020 | $1,308,329 | $8,237,074 | $24,559,424 | 180 | 180 | 6.30 |
| 2021 | $1,082,391 | $3,818,350 | $11,830,368 | 131 | 131 | 3.53 |
| 2022 | $2,738,918 | $17,334,148 | $38,915,783 | 257 | 257 | 6.33 |
| 2023 | $2,205,221 | $8,107,409 | $19,233,588 | 265 | 265 | 3.68 |
| 2024 | $2,475,633 | $12,449,030 | $36,757,186 | 217 | 217 | 5.03 |
Commodities insured in Sacramento County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 2.93Low end of the filed band
- 8.98Middle of the filed band
- 13.87High end of the filed band
- 2023Worst year filed (21.81)
- 10Years filed
- $2,086,526Premium filed
- $23,603,664Indemnity paid
- $66,963,947Liability insured
- 21,785Quantity planted
- 21,817Quantity lost
- 329Policies
- 329Policies with a loss
- 11.31Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- Heat $9,276,980 indemnity · 10 years
- Frost $4,824,084 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $3,561,962 indemnity · 10 years
- Freeze $3,173,297 indemnity · 4 years
- Cold Wet Weather $1,261,804 indemnity · 5 years
- Fire $1,096,938 indemnity · 1 years
Pears 10 years filed
- 3.04Low end of the filed band
- 4.64Middle of the filed band
- 9.58High end of the filed band
- 2018Worst year filed (11.35)
- 10Years filed
- $3,013,691Premium filed
- $18,976,197Indemnity paid
- $69,471,849Liability insured
- 11,618Quantity planted
- 11,805Quantity lost
- 219Policies
- 217Policies with a loss
- 6.30Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- Excess Moisture/Precipitation/Rain $5,141,425 indemnity · 9 years
- Hail $4,031,784 indemnity · 4 years
- Heat $3,710,255 indemnity · 9 years
- Cold Winter $2,729,785 indemnity · 2 years
- Cold Wet Weather $1,654,043 indemnity · 5 years
- Frost $1,287,060 indemnity · 3 years
Rice 8 years filed
- 1.79Low end of the filed band
- 8.11Middle of the filed band
- 11.12High end of the filed band
- 2022Worst year filed (11.12)
- 8Years filed
- $1,241,213Premium filed
- $10,439,734Indemnity paid
- $13,600,976Liability insured
- 13,335Quantity planted
- 13,339Quantity lost
- 62Policies
- 62Policies with a loss
- 8.41Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- Excess Moisture/Precipitation/Rain $5,337,174 indemnity · 7 years
- Failure of Irrigation Supply $4,312,227 indemnity · 1 years
- Heat $534,921 indemnity · 4 years
- Cold Wet Weather $182,433 indemnity · 1 years
- Decline in Price $58,635 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $14,344 indemnity · 1 years
Cherries 10 years filed
- 1.29Low end of the filed band
- 2.35Middle of the filed band
- 3.27High end of the filed band
- 2019Worst year filed (3.88)
- 10Years filed
- $4,210,271Premium filed
- $10,333,720Indemnity paid
- $20,195,789Liability insured
- 4,963Quantity planted
- 4,975Quantity lost
- 245Policies
- 245Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- Excess Moisture/Precipitation/Rain $5,707,124 indemnity · 10 years
- Frost $1,249,256 indemnity · 3 years
- Cold Wet Weather $1,093,159 indemnity · 5 years
- Decline in Price $1,025,796 indemnity · 3 years
- Freeze $605,136 indemnity · 4 years
- Heat $538,061 indemnity · 3 years
Apiculture 10 years filed
- 0.77Low end of the filed band
- 1.73Middle of the filed band
- 2.10High end of the filed band
- 2022Worst year filed (2.42)
- 10Years filed
- $2,171,892Premium filed
- $3,803,169Indemnity paid
- $6,383,080Liability insured
- 57,126Quantity planted
- 0Quantity lost
- 498Policies
- 498Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- ARPI/SCO/STAX Crops Only $3,803,169 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 1.16Low end of the filed band
- 1.74Middle of the filed band
- 2.65High end of the filed band
- 2020Worst year filed (2.85)
- 10Years filed
- $1,577,002Premium filed
- $3,395,970Indemnity paid
- $5,167,251Liability insured
- 161,148Quantity planted
- 0Quantity lost
- 190Policies
- 190Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- ARPI/SCO/STAX Crops Only $3,395,970 indemnity · 10 years
Tomatoes 6 years filed
- 1.06Low end of the filed band
- 6.22Middle of the filed band
- 12.04High end of the filed band
- 2021Worst year filed (12.04)
- 6Years filed
- $514,430Premium filed
- $2,855,640Indemnity paid
- $17,636,838Liability insured
- 4,734Quantity planted
- 4,615Quantity lost
- 28Policies
- 28Policies with a loss
- 5.55Loss ratio, whole span
Causes that carried the indemnity in Sacramento County
- Heat $1,958,716 indemnity · 6 years
- Cold Wet Weather $513,758 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $383,166 indemnity · 2 years
Every county-crop the agency files in California → Buy the Sacramento County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.