Crop-loss band · California
Santa Barbara County, California — crop-loss band
- 0.90Low end of the filed band
- 3.95Middle of the filed band
- 6.63High end of the filed band
- 2020Worst year filed (11.19)
- 10Years filed
Every year the Risk Management Agency has filed for Santa Barbara County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 6.63 at the high end, with 3.95 in the middle. The worst year filed is 2020, at 11.19. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $725,254 | $4,606,952 | $13,318,428 | 165 | 162 | 6.35 |
| 2016 | $297,434 | $267,881 | $1,258,771 | 41 | 41 | 0.90 |
| 2017 | $598,227 | $2,364,563 | $6,021,826 | 105 | 105 | 3.95 |
| 2018 | $568,526 | $1,677,785 | $7,040,584 | 81 | 81 | 2.95 |
| 2019 | $606,998 | $3,311,533 | $7,804,080 | 83 | 82 | 5.46 |
| 2020 | $703,222 | $7,870,826 | $12,169,725 | 118 | 118 | 11.19 |
| 2021 | $946,732 | $3,543,796 | $12,001,154 | 117 | 116 | 3.74 |
| 2022 | $1,992,866 | $7,109,194 | $21,714,960 | 184 | 184 | 3.57 |
| 2023 | $1,237,279 | $8,204,602 | $15,386,189 | 147 | 147 | 6.63 |
| 2024 | $2,117,891 | $11,759,248 | $30,413,715 | 210 | 210 | 5.55 |
Commodities insured in Santa Barbara County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 3.11Low end of the filed band
- 5.35Middle of the filed band
- 10.68High end of the filed band
- 2020Worst year filed (20.76)
- 10Years filed
- $4,293,204Premium filed
- $33,409,080Indemnity paid
- $94,727,689Liability insured
- 17,798Quantity planted
- 17,689Quantity lost
- 413Policies
- 410Policies with a loss
- 7.78Loss ratio, whole span
Causes that carried the indemnity in Santa Barbara County
- Fire $9,422,333 indemnity · 2 years
- Heat $8,629,746 indemnity · 9 years
- Cold Wet Weather $7,424,037 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $4,199,280 indemnity · 10 years
- Frost $2,330,745 indemnity · 8 years
- Freeze $968,180 indemnity · 5 years
Avocados 10 years filed
- 2.53Low end of the filed band
- 3.77Middle of the filed band
- 7.47High end of the filed band
- 2017Worst year filed (7.60)
- 10Years filed
- $1,251,824Premium filed
- $6,473,155Indemnity paid
- $14,218,769Liability insured
- 5,603Quantity planted
- 5,607Quantity lost
- 222Policies
- 220Policies with a loss
- 5.17Loss ratio, whole span
Causes that carried the indemnity in Santa Barbara County
- Heat $3,459,228 indemnity · 9 years
- Wind/Excess Wind $1,000,746 indemnity · 10 years
- Cold Wet Weather $804,191 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $641,252 indemnity · 6 years
- Freeze $147,518 indemnity · 4 years
- Fire $139,329 indemnity · 5 years
Pistachios 6 years filed
- 3.62Low end of the filed band
- 5.09Middle of the filed band
- 20.17High end of the filed band
- 2015Worst year filed (20.17)
- 6Years filed
- $536,460Premium filed
- $4,139,752Indemnity paid
- $6,761,285Liability insured
- 1,975Quantity planted
- 1,975Quantity lost
- 43Policies
- 43Policies with a loss
- 7.72Loss ratio, whole span
Causes that carried the indemnity in Santa Barbara County
- Freeze $2,026,310 indemnity · 3 years
- Heat $1,199,502 indemnity · 4 years
- Frost $480,236 indemnity · 3 years
- Cold Wet Weather $290,298 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $78,113 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $65,294 indemnity · 2 years
Apiculture 10 years filed
- 0.48Low end of the filed band
- 1.73Middle of the filed band
- 2.27High end of the filed band
- 2020Worst year filed (2.33)
- 10Years filed
- $1,888,215Premium filed
- $3,498,011Indemnity paid
- $5,608,039Liability insured
- 49,855Quantity planted
- 0Quantity lost
- 318Policies
- 318Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Santa Barbara County
- ARPI/SCO/STAX Crops Only $3,498,011 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.52Low end of the filed band
- 1.70Middle of the filed band
- 2.19High end of the filed band
- 2017Worst year filed (2.26)
- 10Years filed
- $1,824,726Premium filed
- $3,196,382Indemnity paid
- $5,813,650Liability insured
- 464,915Quantity planted
- 0Quantity lost
- 255Policies
- 255Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Santa Barbara County
- ARPI/SCO/STAX Crops Only $3,196,382 indemnity · 10 years
Every county-crop the agency files in California → Buy the Santa Barbara County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.