Crop-loss band · Colorado
Alamosa County, Colorado — crop-loss band
- 2.65Low end of the filed band
- 3.10Middle of the filed band
- 4.15High end of the filed band
- 2022Worst year filed (4.38)
- 10Years filed
Every year the Risk Management Agency has filed for Alamosa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.65 at the low end to 4.15 at the high end, with 3.10 in the middle. The worst year filed is 2022, at 4.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,960,503 | $5,744,732 | $7,878,005 | 199 | 199 | 2.93 |
| 2016 | $1,181,057 | $3,664,071 | $5,628,465 | 76 | 76 | 3.10 |
| 2017 | $668,201 | $1,768,176 | $5,687,060 | 30 | 30 | 2.65 |
| 2018 | $1,784,479 | $4,783,736 | $11,075,212 | 101 | 101 | 2.68 |
| 2019 | $2,318,102 | $7,106,843 | $16,523,312 | 92 | 92 | 3.07 |
| 2020 | $1,800,922 | $5,622,689 | $13,747,023 | 95 | 95 | 3.12 |
| 2021 | $2,082,504 | $6,702,185 | $14,381,381 | 95 | 95 | 3.22 |
| 2022 | $1,327,480 | $5,810,011 | $9,185,687 | 89 | 89 | 4.38 |
| 2023 | $1,238,546 | $5,138,068 | $13,436,291 | 52 | 52 | 4.15 |
| 2024 | $1,233,915 | $4,184,613 | $14,927,022 | 52 | 52 | 3.39 |
Commodities insured in Alamosa County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 2.69Low end of the filed band
- 3.52Middle of the filed band
- 5.35High end of the filed band
- 2024Worst year filed (6.07)
- 10Years filed
- $9,692,150Premium filed
- $35,658,991Indemnity paid
- $53,473,074Liability insured
- 34,427Quantity planted
- 34,445Quantity lost
- 435Policies
- 435Policies with a loss
- 3.68Loss ratio, whole span
Causes that carried the indemnity in Alamosa County
- Failure of Irrigation Supply $22,328,956 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,002,675 indemnity · 10 years
- Hot Wind $2,523,816 indemnity · 3 years
- Hail $2,431,917 indemnity · 8 years
- Freeze $1,908,935 indemnity · 7 years
- Wind/Excess Wind $400,082 indemnity · 3 years
Barley 10 years filed
- 3.65Low end of the filed band
- 4.70Middle of the filed band
- 5.95High end of the filed band
- 2019Worst year filed (6.51)
- 10Years filed
- $1,746,264Premium filed
- $8,525,787Indemnity paid
- $13,062,600Liability insured
- 34,152Quantity planted
- 33,099Quantity lost
- 299Policies
- 299Policies with a loss
- 4.88Loss ratio, whole span
Causes that carried the indemnity in Alamosa County
- Failure of Irrigation Supply $7,271,503 indemnity · 10 years
- Hail $334,988 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $289,549 indemnity · 6 years
- Wind/Excess Wind $227,711 indemnity · 8 years
- Hot Wind $181,931 indemnity · 4 years
- Failure of Irrigation Equipment $83,430 indemnity · 2 years
Wheat 10 years filed
- 2.05Low end of the filed band
- 2.34Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (2.86)
- 10Years filed
- $1,868,317Premium filed
- $4,678,633Indemnity paid
- $4,870,129Liability insured
- 18,160Quantity planted
- 18,160Quantity lost
- 120Policies
- 120Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Alamosa County
- Failure of Irrigation Supply $4,415,280 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $87,621 indemnity · 4 years
- Hail $53,873 indemnity · 5 years
- Failure of Irrigation Equipment $37,999 indemnity · 1 years
- Hot Wind $33,709 indemnity · 1 years
- Wind/Excess Wind $25,418 indemnity · 1 years
Whole Farm Revenue Protection 7 years filed
- 0.05Low end of the filed band
- 0.83Middle of the filed band
- 1.46High end of the filed band
- 2023Worst year filed (1.46)
- 7Years filed
- $2,288,978Premium filed
- $1,661,713Indemnity paid
- $41,063,655Liability insured
- 0Quantity planted
- 0Quantity lost
- 27Policies
- 27Policies with a loss
- 0.73Loss ratio, whole span
Causes that carried the indemnity in Alamosa County
- Excess Moisture/Precipitation/Rain $516,328 indemnity · 4 years
- Failure of Irrigation Supply $431,925 indemnity · 2 years
- Decline in Price $324,546 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $141,673 indemnity · 1 years
- Freeze $117,901 indemnity · 2 years
- Hail $97,969 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Alamosa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.