Crop-loss band · Colorado
Arapahoe County, Colorado — crop-loss band
- 1.32Low end of the filed band
- 1.74Middle of the filed band
- 2.51High end of the filed band
- 2022Worst year filed (3.49)
- 10Years filed
Every year the Risk Management Agency has filed for Arapahoe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.32 at the low end to 2.51 at the high end, with 1.74 in the middle. The worst year filed is 2022, at 3.49. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,246,502 | $2,173,745 | $4,377,994 | 169 | 169 | 1.74 |
| 2016 | $291,107 | $384,193 | $1,078,474 | 48 | 46 | 1.32 |
| 2017 | $587,826 | $1,042,203 | $1,664,916 | 98 | 98 | 1.77 |
| 2018 | $953,740 | $1,597,451 | $4,245,552 | 116 | 116 | 1.67 |
| 2019 | $380,959 | $587,702 | $1,283,189 | 83 | 83 | 1.54 |
| 2020 | $673,769 | $1,688,855 | $2,780,158 | 122 | 122 | 2.51 |
| 2021 | $1,035,477 | $2,540,301 | $4,068,071 | 183 | 183 | 2.45 |
| 2022 | $1,753,953 | $6,126,747 | $6,621,309 | 224 | 224 | 3.49 |
| 2023 | $1,261,529 | $2,867,612 | $4,183,435 | 142 | 142 | 2.27 |
| 2024 | $659,501 | $996,901 | $2,538,030 | 97 | 97 | 1.51 |
Commodities insured in Arapahoe County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.21Low end of the filed band
- 1.75Middle of the filed band
- 2.88High end of the filed band
- 2022Worst year filed (4.13)
- 10Years filed
- $5,954,138Premium filed
- $14,228,270Indemnity paid
- $24,012,705Liability insured
- 206,836Quantity planted
- 207,398Quantity lost
- 941Policies
- 939Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Arapahoe County
- Drought $7,191,192 indemnity · 9 years
- Wind/Excess Wind $2,328,076 indemnity · 9 years
- Hail $1,624,104 indemnity · 10 years
- Freeze $1,289,521 indemnity · 9 years
- Decline in Price $464,169 indemnity · 8 years
- Cold Winter $376,259 indemnity · 5 years
Corn 10 years filed
- 0.84Low end of the filed band
- 1.70Middle of the filed band
- 2.27High end of the filed band
- 2020Worst year filed (2.67)
- 10Years filed
- $1,954,595Premium filed
- $3,490,383Indemnity paid
- $4,672,657Liability insured
- 39,643Quantity planted
- 39,728Quantity lost
- 127Policies
- 127Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Arapahoe County
- Drought $2,127,310 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $760,734 indemnity · 5 years
- Heat $189,664 indemnity · 4 years
- Hot Wind $166,737 indemnity · 2 years
- Hail $117,070 indemnity · 6 years
- All Other Causes $106,111 indemnity · 1 years
Millet 9 years filed
- 1.08Low end of the filed band
- 2.52Middle of the filed band
- 3.96High end of the filed band
- 2024Worst year filed (3.96)
- 9Years filed
- $480,221Premium filed
- $1,420,127Indemnity paid
- $1,638,494Liability insured
- 24,759Quantity planted
- 24,759Quantity lost
- 105Policies
- 105Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Arapahoe County
- Drought $1,145,163 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $163,430 indemnity · 4 years
- Hail $73,087 indemnity · 5 years
- Heat $21,669 indemnity · 2 years
- All Other Causes $16,778 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 0.96Low end of the filed band
- 1.88Middle of the filed band
- 2.95High end of the filed band
- 2016Worst year filed (2.95)
- 8Years filed
- $455,409Premium filed
- $866,930Indemnity paid
- $2,517,271Liability insured
- 151,409Quantity planted
- 0Quantity lost
- 109Policies
- 109Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Arapahoe County
- ARPI/SCO/STAX/MP Crops Only $866,930 indemnity · 8 years
Every county-crop the agency files in Colorado → Buy the Arapahoe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.