Crop-loss band · Colorado
Dolores County, Colorado — crop-loss band
- 0.82Low end of the filed band
- 1.55Middle of the filed band
- 2.36High end of the filed band
- 2018Worst year filed (4.15)
- 10Years filed
Every year the Risk Management Agency has filed for Dolores County is in the series below, from 2019 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.82 at the low end to 2.36 at the high end, with 1.55 in the middle. The worst year filed is 2018, at 4.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $47,073 | $55,160 | $71,313 | 25 | 25 | 1.17 |
| 2016 | $8,323 | $15,160 | $37,714 | 11 | 11 | 1.82 |
| 2017 | $41,086 | $33,692 | $114,436 | 31 | 31 | 0.82 |
| 2018 | $114,486 | $474,983 | $586,354 | 89 | 88 | 4.15 |
| 2019 | $203,423 | $375,036 | $1,098,526 | 57 | 57 | 1.84 |
| 2020 | $283,664 | $670,521 | $1,316,669 | 100 | 99 | 2.36 |
| 2021 | $354,731 | $366,693 | $1,533,950 | 127 | 127 | 1.03 |
| 2022 | $355,920 | $731,381 | $1,729,090 | 119 | 119 | 2.05 |
| 2023 | $273,555 | $423,560 | $1,384,941 | 99 | 99 | 1.55 |
| 2024 | $210,158 | $244,393 | $1,041,440 | 80 | 80 | 1.16 |
Commodities insured in Dolores County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 6 years filed
- 0.96Low end of the filed band
- 1.68Middle of the filed band
- 2.21High end of the filed band
- 2020Worst year filed (2.21)
- 6Years filed
- $1,056,646Premium filed
- $1,704,451Indemnity paid
- $4,870,674Liability insured
- 354,850Quantity planted
- 0Quantity lost
- 323Policies
- 323Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Dolores County
- ARPI/SCO/STAX/MP Crops Only $1,704,451 indemnity · 6 years
Wheat 10 years filed
- 1.21Low end of the filed band
- 1.74Middle of the filed band
- 2.58High end of the filed band
- 2018Worst year filed (6.41)
- 10Years filed
- $427,682Premium filed
- $920,480Indemnity paid
- $2,698,308Liability insured
- 24,687Quantity planted
- 24,688Quantity lost
- 223Policies
- 221Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Dolores County
- Drought $685,461 indemnity · 8 years
- Hot Wind $96,706 indemnity · 5 years
- Heat $59,238 indemnity · 3 years
- Wind/Excess Wind $55,822 indemnity · 2 years
- Failure of Irrigation Supply $5,281 indemnity · 1 years
- Cold Winter $4,771 indemnity · 1 years
Dry Beans 10 years filed
- 0.72Low end of the filed band
- 1.16Middle of the filed band
- 2.77High end of the filed band
- 2018Worst year filed (3.19)
- 10Years filed
- $408,091Premium filed
- $765,648Indemnity paid
- $1,345,451Liability insured
- 18,378Quantity planted
- 18,379Quantity lost
- 192Policies
- 192Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Dolores County
- Drought $608,999 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $50,939 indemnity · 3 years
- Hail $27,239 indemnity · 5 years
- Hot Wind $21,221 indemnity · 4 years
- Wind/Excess Wind $20,015 indemnity · 3 years
- Failure of Irrigation Supply $15,390 indemnity · 2 years
Every county-crop the agency files in Colorado → Buy the Dolores County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.