Crop-loss band · Colorado
Kiowa County, Colorado — crop-loss band
- 1.20Low end of the filed band
- 1.40Middle of the filed band
- 1.91High end of the filed band
- 2021Worst year filed (1.97)
- 10Years filed
Every year the Risk Management Agency has filed for Kiowa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.20 at the low end to 1.91 at the high end, with 1.40 in the middle. The worst year filed is 2021, at 1.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,396,833 | $3,008,091 | $6,321,213 | 339 | 339 | 1.26 |
| 2016 | $3,452,990 | $4,825,985 | $10,424,201 | 449 | 449 | 1.40 |
| 2017 | $1,471,911 | $2,805,259 | $4,339,084 | 298 | 298 | 1.91 |
| 2018 | $3,051,195 | $4,278,453 | $8,152,809 | 414 | 414 | 1.40 |
| 2019 | $1,805,244 | $2,166,104 | $5,938,649 | 314 | 312 | 1.20 |
| 2020 | $7,893,253 | $14,132,416 | $25,618,810 | 940 | 939 | 1.79 |
| 2021 | $6,363,599 | $12,515,275 | $20,214,400 | 855 | 855 | 1.97 |
| 2022 | $12,445,928 | $16,861,453 | $33,832,357 | 779 | 779 | 1.35 |
| 2023 | $14,838,452 | $18,276,562 | $40,372,495 | 981 | 981 | 1.23 |
| 2024 | $13,502,861 | $21,688,897 | $45,786,667 | 1,024 | 1,024 | 1.61 |
Commodities insured in Kiowa County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.12Low end of the filed band
- 1.51Middle of the filed band
- 2.38High end of the filed band
- 2021Worst year filed (2.42)
- 10Years filed
- $29,364,963Premium filed
- $46,686,916Indemnity paid
- $95,315,569Liability insured
- 746,363Quantity planted
- 746,784Quantity lost
- 2,773Policies
- 2,773Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $26,937,787 indemnity · 10 years
- Wind/Excess Wind $10,856,416 indemnity · 10 years
- Hail $3,553,358 indemnity · 10 years
- Decline in Price $1,603,424 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,181,805 indemnity · 5 years
- Cold Winter $946,140 indemnity · 6 years
Grain Sorghum 10 years filed
- 0.80Low end of the filed band
- 1.09Middle of the filed band
- 1.28High end of the filed band
- 2020Worst year filed (1.90)
- 10Years filed
- $18,686,923Premium filed
- $22,221,326Indemnity paid
- $44,215,687Liability insured
- 411,581Quantity planted
- 421,651Quantity lost
- 1,293Policies
- 1,292Policies with a loss
- 1.19Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $16,076,681 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,198,206 indemnity · 10 years
- Hail $1,568,398 indemnity · 9 years
- Wind/Excess Wind $1,026,353 indemnity · 9 years
- Heat $401,239 indemnity · 8 years
- Freeze $379,600 indemnity · 4 years
Corn 10 years filed
- 0.90Low end of the filed band
- 1.32Middle of the filed band
- 1.91High end of the filed band
- 2020Worst year filed (2.24)
- 10Years filed
- $7,535,923Premium filed
- $11,887,006Indemnity paid
- $20,712,926Liability insured
- 149,676Quantity planted
- 148,994Quantity lost
- 493Policies
- 493Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $7,794,888 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,383,586 indemnity · 6 years
- Hail $1,320,205 indemnity · 7 years
- Wind/Excess Wind $521,126 indemnity · 6 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $324,979 indemnity · 3 years
- Hot Wind $261,524 indemnity · 4 years
Annual Forage 8 years filed
- 1.64Low end of the filed band
- 2.03Middle of the filed band
- 2.83High end of the filed band
- 2017Worst year filed (2.83)
- 8Years filed
- $4,853,962Premium filed
- $9,397,749Indemnity paid
- $17,853,673Liability insured
- 194,017Quantity planted
- 0Quantity lost
- 646Policies
- 646Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- ARPI/SCO/STAX/MP Crops Only $9,397,749 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.48Low end of the filed band
- 1.63Middle of the filed band
- 2.06High end of the filed band
- 2017Worst year filed (3.27)
- 10Years filed
- $2,804,770Premium filed
- $4,829,093Indemnity paid
- $12,095,067Liability insured
- 545,392Quantity planted
- 0Quantity lost
- 846Policies
- 846Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- ARPI/SCO/STAX Crops Only $4,829,093 indemnity · 10 years
Sunflowers 10 years filed
- 0.90Low end of the filed band
- 1.15Middle of the filed band
- 1.53High end of the filed band
- 2018Worst year filed (1.63)
- 10Years filed
- $3,186,814Premium filed
- $3,949,559Indemnity paid
- $7,902,113Liability insured
- 55,311Quantity planted
- 57,421Quantity lost
- 161Policies
- 161Policies with a loss
- 1.24Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $2,161,205 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,046,481 indemnity · 5 years
- Hail $320,645 indemnity · 7 years
- Wind/Excess Wind $199,195 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $164,959 indemnity · 3 years
- Heat $63,624 indemnity · 1 years
Millet 10 years filed
- 0.86Low end of the filed band
- 1.61Middle of the filed band
- 3.14High end of the filed band
- 2023Worst year filed (3.27)
- 10Years filed
- $788,911Premium filed
- $1,586,846Indemnity paid
- $2,905,650Liability insured
- 36,106Quantity planted
- 36,107Quantity lost
- 181Policies
- 179Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Kiowa County
- Drought $773,544 indemnity · 9 years
- Hail $361,778 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $310,369 indemnity · 5 years
- Wind/Excess Wind $84,760 indemnity · 2 years
- Hot Wind $57,691 indemnity · 4 years
- Heat $170 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Kiowa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.