Crop-loss band · Colorado
Las Animas County, Colorado — crop-loss band
- 1.24Low end of the filed band
- 1.59Middle of the filed band
- 1.98High end of the filed band
- 2020Worst year filed (2.15)
- 10Years filed
Every year the Risk Management Agency has filed for Las Animas County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 1.98 at the high end, with 1.59 in the middle. The worst year filed is 2020, at 2.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $518,797 | $670,274 | $2,637,569 | 88 | 88 | 1.29 |
| 2016 | $1,453,331 | $2,507,873 | $6,810,435 | 186 | 186 | 1.73 |
| 2017 | $753,437 | $1,343,348 | $2,874,265 | 80 | 80 | 1.78 |
| 2018 | $1,310,131 | $2,077,652 | $6,109,995 | 196 | 196 | 1.59 |
| 2019 | $987,550 | $1,222,998 | $4,530,337 | 204 | 204 | 1.24 |
| 2020 | $1,721,602 | $3,702,928 | $7,673,079 | 295 | 295 | 2.15 |
| 2021 | $1,524,156 | $3,019,518 | $6,817,769 | 258 | 258 | 1.98 |
| 2022 | $2,890,052 | $5,139,707 | $12,343,567 | 462 | 462 | 1.78 |
| 2023 | $2,016,110 | $2,987,065 | $8,056,628 | 318 | 318 | 1.48 |
| 2024 | $737,566 | $1,105,794 | $3,954,383 | 161 | 161 | 1.50 |
Commodities insured in Las Animas County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.22Low end of the filed band
- 1.61Middle of the filed band
- 2.00High end of the filed band
- 2020Worst year filed (2.16)
- 10Years filed
- $12,906,240Premium filed
- $21,945,071Indemnity paid
- $58,595,436Liability insured
- 3,540,682Quantity planted
- 0Quantity lost
- 2,071Policies
- 2,071Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Las Animas County
- ARPI/SCO/STAX Crops Only $21,945,071 indemnity · 10 years
Annual Forage 6 years filed
- 0.83Low end of the filed band
- 1.68Middle of the filed band
- 2.50High end of the filed band
- 2022Worst year filed (2.50)
- 6Years filed
- $427,659Premium filed
- $927,417Indemnity paid
- $1,749,889Liability insured
- 11,185Quantity planted
- 0Quantity lost
- 101Policies
- 101Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Las Animas County
- ARPI/SCO/STAX/MP Crops Only $927,417 indemnity · 6 years
Wheat 8 years filed
- 0.27Low end of the filed band
- 1.51Middle of the filed band
- 1.81High end of the filed band
- 2015Worst year filed (1.81)
- 8Years filed
- $578,833Premium filed
- $904,669Indemnity paid
- $1,462,702Liability insured
- 14,040Quantity planted
- 14,048Quantity lost
- 76Policies
- 76Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Las Animas County
- Wind/Excess Wind $262,429 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $208,673 indemnity · 3 years
- Hail $187,295 indemnity · 4 years
- Drought $96,845 indemnity · 5 years
- Insects $33,949 indemnity · 1 years
- Wildlife $33,949 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Las Animas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.