Crop-loss band · Colorado
Lincoln County, Colorado — crop-loss band
- 1.24Low end of the filed band
- 1.87Middle of the filed band
- 2.27High end of the filed band
- 2017Worst year filed (2.35)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 2.27 at the high end, with 1.87 in the middle. The worst year filed is 2017, at 2.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,961,783 | $3,707,867 | $6,879,106 | 330 | 330 | 1.89 |
| 2016 | $2,045,729 | $3,713,200 | $8,285,303 | 376 | 373 | 1.82 |
| 2017 | $1,883,656 | $4,435,903 | $7,093,386 | 499 | 499 | 2.35 |
| 2018 | $2,995,850 | $5,808,527 | $12,411,707 | 650 | 650 | 1.94 |
| 2019 | $1,230,212 | $1,521,660 | $4,709,338 | 254 | 254 | 1.24 |
| 2020 | $5,122,899 | $11,630,652 | $20,619,838 | 966 | 965 | 2.27 |
| 2021 | $3,226,382 | $6,032,159 | $11,930,306 | 548 | 548 | 1.87 |
| 2022 | $8,272,664 | $17,995,190 | $28,778,213 | 840 | 840 | 2.18 |
| 2023 | $7,001,560 | $12,679,416 | $23,271,921 | 659 | 659 | 1.81 |
| 2024 | $6,559,020 | $9,917,344 | $21,923,355 | 627 | 627 | 1.51 |
Commodities insured in Lincoln County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.54Low end of the filed band
- 2.02Middle of the filed band
- 2.61High end of the filed band
- 2017Worst year filed (3.26)
- 10Years filed
- $18,924,151Premium filed
- $40,844,135Indemnity paid
- $72,259,414Liability insured
- 526,465Quantity planted
- 527,399Quantity lost
- 2,693Policies
- 2,692Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $21,344,180 indemnity · 10 years
- Hail $10,929,199 indemnity · 10 years
- Wind/Excess Wind $4,452,022 indemnity · 10 years
- Freeze $1,583,728 indemnity · 6 years
- Cold Winter $979,146 indemnity · 7 years
- Decline in Price $835,202 indemnity · 8 years
Corn 10 years filed
- 1.06Low end of the filed band
- 1.56Middle of the filed band
- 2.34High end of the filed band
- 2020Worst year filed (2.83)
- 10Years filed
- $6,488,259Premium filed
- $12,136,621Indemnity paid
- $20,541,561Liability insured
- 135,457Quantity planted
- 135,579Quantity lost
- 523Policies
- 523Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $8,506,170 indemnity · 10 years
- Hail $1,427,755 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $808,866 indemnity · 7 years
- Heat $679,053 indemnity · 8 years
- Hot Wind $265,221 indemnity · 7 years
- Failure of Irrigation Supply $152,187 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.79Low end of the filed band
- 1.56Middle of the filed band
- 2.09High end of the filed band
- 2021Worst year filed (2.84)
- 10Years filed
- $4,775,167Premium filed
- $8,070,863Indemnity paid
- $22,632,998Liability insured
- 1,064,211Quantity planted
- 0Quantity lost
- 1,038Policies
- 1,038Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX Crops Only $8,070,863 indemnity · 10 years
Millet 10 years filed
- 1.29Low end of the filed band
- 1.67Middle of the filed band
- 2.53High end of the filed band
- 2020Worst year filed (2.72)
- 10Years filed
- $4,121,203Premium filed
- $7,718,228Indemnity paid
- $13,911,682Liability insured
- 151,420Quantity planted
- 151,510Quantity lost
- 827Policies
- 824Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $5,656,648 indemnity · 10 years
- Hail $1,475,148 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $274,553 indemnity · 8 years
- Heat $227,201 indemnity · 5 years
- Hot Wind $32,511 indemnity · 3 years
- Wind/Excess Wind $29,385 indemnity · 3 years
Grain Sorghum 10 years filed
- 0.46Low end of the filed band
- 1.04Middle of the filed band
- 1.42High end of the filed band
- 2020Worst year filed (1.75)
- 10Years filed
- $3,092,506Premium filed
- $3,596,158Indemnity paid
- $6,133,608Liability insured
- 71,738Quantity planted
- 71,440Quantity lost
- 287Policies
- 287Policies with a loss
- 1.16Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $2,845,816 indemnity · 10 years
- Hail $237,628 indemnity · 8 years
- Heat $212,928 indemnity · 5 years
- Wind/Excess Wind $117,398 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $91,152 indemnity · 3 years
- Freeze $74,708 indemnity · 1 years
Annual Forage 7 years filed
- 1.48Low end of the filed band
- 1.73Middle of the filed band
- 2.40High end of the filed band
- 2022Worst year filed (2.40)
- 7Years filed
- $1,639,718Premium filed
- $3,151,534Indemnity paid
- $6,605,731Liability insured
- 60,797Quantity planted
- 0Quantity lost
- 305Policies
- 305Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX/MP Crops Only $3,151,534 indemnity · 7 years
Sunflowers 10 years filed
- 0.26Low end of the filed band
- 1.46Middle of the filed band
- 1.96High end of the filed band
- 2021Worst year filed (2.25)
- 10Years filed
- $1,258,751Premium filed
- $1,924,379Indemnity paid
- $3,817,479Liability insured
- 25,415Quantity planted
- 25,387Quantity lost
- 76Policies
- 76Policies with a loss
- 1.53Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $1,189,605 indemnity · 9 years
- Hail $533,721 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $142,739 indemnity · 3 years
- Wind/Excess Wind $41,137 indemnity · 2 years
- Heat $16,020 indemnity · 1 years
- Hot Wind $5,465 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.