Crop-loss band · Colorado
Otero County, Colorado — crop-loss band
- 1.57Low end of the filed band
- 2.08Middle of the filed band
- 2.39High end of the filed band
- 2018Worst year filed (2.63)
- 10Years filed
Every year the Risk Management Agency has filed for Otero County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 2.39 at the high end, with 2.08 in the middle. The worst year filed is 2018, at 2.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $692,917 | $1,405,344 | $2,500,469 | 149 | 149 | 2.03 |
| 2016 | $651,204 | $1,192,561 | $2,977,608 | 75 | 75 | 1.83 |
| 2017 | $587,430 | $1,266,211 | $2,324,563 | 85 | 85 | 2.16 |
| 2018 | $1,288,496 | $3,394,652 | $5,182,236 | 266 | 266 | 2.63 |
| 2019 | $688,529 | $1,079,078 | $3,265,414 | 181 | 179 | 1.57 |
| 2020 | $1,238,769 | $2,783,772 | $5,087,652 | 331 | 331 | 2.25 |
| 2021 | $1,550,491 | $3,704,708 | $5,696,580 | 409 | 408 | 2.39 |
| 2022 | $2,428,933 | $5,048,978 | $8,568,013 | 442 | 442 | 2.08 |
| 2023 | $1,909,893 | $4,080,110 | $7,265,505 | 336 | 336 | 2.14 |
| 2024 | $728,678 | $1,451,714 | $3,534,976 | 190 | 190 | 1.99 |
Commodities insured in Otero County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.64Low end of the filed band
- 2.63Middle of the filed band
- 2.92High end of the filed band
- 2018Worst year filed (3.17)
- 10Years filed
- $5,469,758Premium filed
- $14,806,659Indemnity paid
- $20,829,630Liability insured
- 48,665Quantity planted
- 48,675Quantity lost
- 789Policies
- 786Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Otero County
- Failure of Irrigation Supply $9,611,288 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,067,022 indemnity · 7 years
- Hail $1,839,687 indemnity · 8 years
- Hot Wind $654,988 indemnity · 8 years
- Heat $397,445 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $77,759 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.18Low end of the filed band
- 1.57Middle of the filed band
- 2.16High end of the filed band
- 2017Worst year filed (2.35)
- 10Years filed
- $4,978,019Premium filed
- $8,373,719Indemnity paid
- $21,687,373Liability insured
- 1,265,623Quantity planted
- 0Quantity lost
- 1,388Policies
- 1,388Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Otero County
- ARPI/SCO/STAX Crops Only $8,373,719 indemnity · 10 years
Onions 10 years filed
- 0.56Low end of the filed band
- 1.35Middle of the filed band
- 2.44High end of the filed band
- 2023Worst year filed (2.45)
- 10Years filed
- $1,024,291Premium filed
- $1,699,604Indemnity paid
- $2,610,578Liability insured
- 1,341Quantity planted
- 1,366Quantity lost
- 57Policies
- 57Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Otero County
- Hail $1,297,424 indemnity · 8 years
- Failure of Irrigation Supply $139,563 indemnity · 5 years
- Wind/Excess Wind $118,317 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $66,926 indemnity · 2 years
- Freeze $29,419 indemnity · 1 years
- Hot Wind $26,128 indemnity · 1 years
Annual Forage 7 years filed
- 1.56Low end of the filed band
- 1.67Middle of the filed band
- 2.29High end of the filed band
- 2020Worst year filed (2.29)
- 7Years filed
- $293,272Premium filed
- $527,146Indemnity paid
- $1,275,435Liability insured
- 6,783Quantity planted
- 0Quantity lost
- 230Policies
- 230Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Otero County
- ARPI/SCO/STAX/MP Crops Only $527,146 indemnity · 7 years
Every county-crop the agency files in Colorado → Buy the Otero County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.