Crop-loss band · Colorado
Pueblo County, Colorado — crop-loss band
- 1.50Low end of the filed band
- 1.80Middle of the filed band
- 1.98High end of the filed band
- 2023Worst year filed (2.19)
- 10Years filed
Every year the Risk Management Agency has filed for Pueblo County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.50 at the low end to 1.98 at the high end, with 1.80 in the middle. The worst year filed is 2023, at 2.19. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $724,033 | $1,090,273 | $1,639,873 | 62 | 62 | 1.51 |
| 2016 | $447,118 | $670,378 | $1,636,925 | 41 | 41 | 1.50 |
| 2017 | $657,839 | $1,061,415 | $1,434,909 | 54 | 54 | 1.61 |
| 2018 | $1,100,524 | $2,179,230 | $2,583,299 | 127 | 127 | 1.98 |
| 2019 | $248,517 | $452,604 | $1,276,584 | 89 | 89 | 1.82 |
| 2020 | $969,914 | $1,776,857 | $3,111,103 | 169 | 169 | 1.83 |
| 2021 | $1,699,218 | $3,029,939 | $4,207,694 | 146 | 146 | 1.78 |
| 2022 | $1,997,385 | $3,585,906 | $5,463,381 | 197 | 197 | 1.80 |
| 2023 | $1,917,624 | $4,202,101 | $6,523,883 | 194 | 194 | 2.19 |
| 2024 | $1,435,042 | $2,781,259 | $4,747,150 | 134 | 134 | 1.94 |
Commodities insured in Pueblo County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.73Low end of the filed band
- 2.66Middle of the filed band
- 3.04High end of the filed band
- 2024Worst year filed (3.08)
- 10Years filed
- $4,134,544Premium filed
- $11,277,037Indemnity paid
- $14,068,821Liability insured
- 24,877Quantity planted
- 24,878Quantity lost
- 316Policies
- 316Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Pueblo County
- Failure of Irrigation Supply $6,809,299 indemnity · 8 years
- Hail $2,602,541 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $750,308 indemnity · 5 years
- Decline in Price $285,908 indemnity · 2 years
- Heat $262,601 indemnity · 5 years
- Hot Wind $174,331 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.62Low end of the filed band
- 1.54Middle of the filed band
- 2.13High end of the filed band
- 2018Worst year filed (2.54)
- 10Years filed
- $2,502,429Premium filed
- $4,175,859Indemnity paid
- $11,982,631Liability insured
- 766,970Quantity planted
- 0Quantity lost
- 762Policies
- 762Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Pueblo County
- ARPI/SCO/STAX Crops Only $4,175,859 indemnity · 10 years
Onions 9 years filed
- 0.80Low end of the filed band
- 0.90Middle of the filed band
- 1.25High end of the filed band
- 2016Worst year filed (1.25)
- 9Years filed
- $3,946,373Premium filed
- $3,566,945Indemnity paid
- $3,657,016Liability insured
- 2,894Quantity planted
- 2,894Quantity lost
- 34Policies
- 34Policies with a loss
- 0.90Loss ratio, whole span
Causes that carried the indemnity in Pueblo County
- Failure of Irrigation Supply $3,074,063 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $478,576 indemnity · 3 years
- Freeze $14,306 indemnity · 1 years
Dry Beans 10 years filed
- 2.15Low end of the filed band
- 2.79Middle of the filed band
- 5.45High end of the filed band
- 2017Worst year filed (5.72)
- 10Years filed
- $613,868Premium filed
- $1,810,121Indemnity paid
- $2,916,333Liability insured
- 4,935Quantity planted
- 4,888Quantity lost
- 101Policies
- 101Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Pueblo County
- Hail $475,556 indemnity · 7 years
- Failure of Irrigation Supply $442,551 indemnity · 6 years
- Heat $217,176 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $192,140 indemnity · 5 years
- Plant Disease $134,999 indemnity · 1 years
- Freeze $113,542 indemnity · 3 years
Every county-crop the agency files in Colorado → Buy the Pueblo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.