Crop-loss band · Colorado
Rio Grande County, Colorado — crop-loss band
- 2.73Low end of the filed band
- 4.30Middle of the filed band
- 4.78High end of the filed band
- 2021Worst year filed (4.99)
- 10Years filed
Every year the Risk Management Agency has filed for Rio Grande County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.73 at the low end to 4.78 at the high end, with 4.30 in the middle. The worst year filed is 2021, at 4.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $393,795 | $1,671,533 | $2,835,551 | 48 | 48 | 4.24 |
| 2016 | $519,176 | $1,416,854 | $6,202,248 | 32 | 32 | 2.73 |
| 2017 | $373,669 | $1,108,226 | $4,495,881 | 29 | 29 | 2.97 |
| 2018 | $723,931 | $3,270,095 | $9,360,018 | 62 | 62 | 4.52 |
| 2019 | $717,125 | $3,084,161 | $6,108,361 | 55 | 55 | 4.30 |
| 2020 | $691,241 | $2,656,402 | $6,286,339 | 88 | 87 | 3.84 |
| 2021 | $944,631 | $4,713,191 | $8,642,728 | 100 | 100 | 4.99 |
| 2022 | $771,902 | $3,688,952 | $6,850,206 | 91 | 91 | 4.78 |
| 2023 | $559,150 | $2,666,461 | $5,439,583 | 73 | 73 | 4.77 |
| 2024 | $950,932 | $4,360,494 | $12,098,791 | 82 | 82 | 4.59 |
Commodities insured in Rio Grande County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 3.33Low end of the filed band
- 4.99Middle of the filed band
- 7.12High end of the filed band
- 2023Worst year filed (7.60)
- 10Years filed
- $3,129,851Premium filed
- $17,313,562Indemnity paid
- $32,057,697Liability insured
- 15,621Quantity planted
- 15,621Quantity lost
- 204Policies
- 203Policies with a loss
- 5.53Loss ratio, whole span
Causes that carried the indemnity in Rio Grande County
- Failure of Irrigation Supply $7,463,956 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $5,568,371 indemnity · 9 years
- Hail $2,753,278 indemnity · 9 years
- Freeze $807,471 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $444,752 indemnity · 1 years
- Failure of Irrigation Equipment $184,291 indemnity · 1 years
Barley 10 years filed
- 1.89Low end of the filed band
- 7.73Middle of the filed band
- 10.28High end of the filed band
- 2023Worst year filed (10.91)
- 10Years filed
- $796,293Premium filed
- $5,959,436Indemnity paid
- $10,765,860Liability insured
- 22,080Quantity planted
- 21,970Quantity lost
- 205Policies
- 205Policies with a loss
- 7.48Loss ratio, whole span
Causes that carried the indemnity in Rio Grande County
- Failure of Irrigation Supply $3,485,569 indemnity · 10 years
- Hail $1,640,536 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $631,193 indemnity · 4 years
- Heat $58,341 indemnity · 2 years
- Hot Wind $53,058 indemnity · 3 years
- Wind/Excess Wind $46,540 indemnity · 6 years
Whole Farm Revenue Protection 7 years filed
- 0.41Low end of the filed band
- 1.74Middle of the filed band
- 2.60High end of the filed band
- 2018Worst year filed (2.60)
- 7Years filed
- $1,286,205Premium filed
- $2,555,717Indemnity paid
- $18,765,212Liability insured
- 0Quantity planted
- 0Quantity lost
- 29Policies
- 29Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Rio Grande County
- Decline in Price $811,218 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $656,027 indemnity · 2 years
- Failure of Irrigation Supply $224,996 indemnity · 2 years
- Freeze $224,822 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $197,418 indemnity · 1 years
- Hail $171,848 indemnity · 5 years
Pasture,Rangeland,Forage 6 years filed
- 1.13Low end of the filed band
- 1.56Middle of the filed band
- 2.36High end of the filed band
- 2021Worst year filed (2.36)
- 6Years filed
- $1,032,165Premium filed
- $1,770,206Indemnity paid
- $5,115,196Liability insured
- 370,031Quantity planted
- 0Quantity lost
- 183Policies
- 183Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Rio Grande County
- ARPI/SCO/STAX/MP Crops Only $1,770,206 indemnity · 6 years
Wheat 10 years filed
- 1.30Low end of the filed band
- 2.49Middle of the filed band
- 3.33High end of the filed band
- 2021Worst year filed (3.75)
- 10Years filed
- $401,038Premium filed
- $1,037,448Indemnity paid
- $1,615,741Liability insured
- 3,677Quantity planted
- 3,677Quantity lost
- 39Policies
- 39Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Rio Grande County
- Failure of Irrigation Supply $647,791 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $173,188 indemnity · 6 years
- Hail $112,636 indemnity · 5 years
- Hot Wind $57,815 indemnity · 2 years
- Heat $29,560 indemnity · 1 years
- Wind/Excess Wind $16,459 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Rio Grande County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.