Crop-loss band · Colorado
Saguache County, Colorado — crop-loss band
- 2.76Low end of the filed band
- 3.95Middle of the filed band
- 5.15High end of the filed band
- 2023Worst year filed (5.35)
- 10Years filed
Every year the Risk Management Agency has filed for Saguache County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.76 at the low end to 5.15 at the high end, with 3.95 in the middle. The worst year filed is 2023, at 5.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,330,167 | $4,105,009 | $9,355,936 | 111 | 111 | 3.09 |
| 2016 | $1,035,391 | $2,855,869 | $8,709,529 | 54 | 54 | 2.76 |
| 2017 | $519,404 | $1,635,018 | $6,582,772 | 31 | 31 | 3.15 |
| 2018 | $719,174 | $2,287,457 | $4,888,215 | 54 | 54 | 3.18 |
| 2019 | $1,363,269 | $5,388,580 | $7,756,905 | 59 | 59 | 3.95 |
| 2020 | $1,110,951 | $4,551,524 | $7,443,094 | 81 | 81 | 4.10 |
| 2021 | $962,119 | $4,233,181 | $5,452,390 | 61 | 61 | 4.40 |
| 2022 | $722,612 | $3,718,572 | $6,002,134 | 51 | 51 | 5.15 |
| 2023 | $615,606 | $3,292,488 | $7,261,935 | 37 | 37 | 5.35 |
| 2024 | $1,008,858 | $4,983,360 | $17,152,936 | 55 | 55 | 4.94 |
Commodities insured in Saguache County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 3.07Low end of the filed band
- 4.58Middle of the filed band
- 5.88High end of the filed band
- 2024Worst year filed (6.36)
- 10Years filed
- $5,715,308Premium filed
- $26,234,208Indemnity paid
- $45,431,259Liability insured
- 21,989Quantity planted
- 22,002Quantity lost
- 268Policies
- 268Policies with a loss
- 4.59Loss ratio, whole span
Causes that carried the indemnity in Saguache County
- Failure of Irrigation Supply $18,128,734 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,576,504 indemnity · 9 years
- Hail $2,048,952 indemnity · 8 years
- Frost $853,166 indemnity · 5 years
- Freeze $832,809 indemnity · 4 years
- Failure of Irrigation Equipment $303,647 indemnity · 1 years
Barley 10 years filed
- 2.87Low end of the filed band
- 5.09Middle of the filed band
- 5.88High end of the filed band
- 2023Worst year filed (7.43)
- 10Years filed
- $963,956Premium filed
- $4,339,090Indemnity paid
- $10,118,642Liability insured
- 22,340Quantity planted
- 21,929Quantity lost
- 186Policies
- 186Policies with a loss
- 4.50Loss ratio, whole span
Causes that carried the indemnity in Saguache County
- Failure of Irrigation Supply $2,977,384 indemnity · 10 years
- Hail $656,413 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $378,607 indemnity · 4 years
- Wind/Excess Wind $190,896 indemnity · 8 years
- Failure of Irrigation Equipment $51,519 indemnity · 2 years
- Freeze $32,271 indemnity · 3 years
Wheat 10 years filed
- 2.12Low end of the filed band
- 2.74Middle of the filed band
- 3.05High end of the filed band
- 2020Worst year filed (3.05)
- 10Years filed
- $1,255,153Premium filed
- $3,564,922Indemnity paid
- $3,991,837Liability insured
- 11,899Quantity planted
- 11,899Quantity lost
- 98Policies
- 98Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Saguache County
- Failure of Irrigation Supply $3,289,850 indemnity · 10 years
- Heat $79,061 indemnity · 1 years
- Hot Wind $70,750 indemnity · 1 years
- Cold Wet Weather $53,584 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $27,254 indemnity · 3 years
- Freeze $21,056 indemnity · 1 years
All Other Crops 6 years filed
- 1.76Low end of the filed band
- 1.96Middle of the filed band
- 2.57High end of the filed band
- 2019Worst year filed (2.57)
- 6Years filed
- $802,298Premium filed
- $1,593,741Indemnity paid
- $8,420,550Liability insured
- 79,751Quantity planted
- 0Quantity lost
- 26Policies
- 26Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Saguache County
- Decline in Price $663,491 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $542,838 indemnity · 4 years
- Hail $387,412 indemnity · 1 years
Whole Farm Revenue Protection 5 years filed
- 1.26Low end of the filed band
- 2.60Middle of the filed band
- 2.84High end of the filed band
- 2020Worst year filed (2.84)
- 5Years filed
- $650,836Premium filed
- $1,319,097Indemnity paid
- $12,643,558Liability insured
- 0Quantity planted
- 0Quantity lost
- 16Policies
- 16Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Saguache County
- Excess Moisture/Precipitation/Rain $909,483 indemnity · 2 years
- Cold Winter $155,345 indemnity · 1 years
- Hail $142,716 indemnity · 2 years
- Freeze $40,317 indemnity · 1 years
- Wind/Excess Wind $37,063 indemnity · 1 years
- Failure of Irrigation Supply $34,173 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Saguache County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.