Crop-loss band · Connecticut
Hartford County, Connecticut — crop-loss band
- 1.18Low end of the filed band
- 2.27Middle of the filed band
- 3.51High end of the filed band
- 2023Worst year filed (3.51)
- 9Years filed
Every year the Risk Management Agency has filed for Hartford County is in the series below, from 2015 to 2019. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 3.51 at the high end, with 2.27 in the middle. The worst year filed is 2023, at 3.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $880,137 | $2,233,492 | $3,251,427 | 41 | 41 | 2.54 |
| 2016 | $817,410 | $1,574,163 | $3,462,554 | 53 | 53 | 1.93 |
| 2017 | $737,439 | $2,269,588 | $2,996,956 | 56 | 56 | 3.08 |
| 2018 | $678,651 | $1,520,482 | $2,373,691 | 76 | 76 | 2.24 |
| 2019 | $333,219 | $391,783 | $1,426,932 | 14 | 14 | 1.18 |
| 2020 | $1,069,004 | $2,421,331 | $3,965,014 | 29 | 29 | 2.27 |
| 2021 | $5,919,509 | $17,675,219 | $19,507,170 | 121 | 121 | 2.99 |
| 2022 | $532,649 | $942,756 | $1,901,155 | 21 | 21 | 1.77 |
| 2023 | $4,517,249 | $15,834,893 | $19,827,277 | 170 | 170 | 3.51 |
Commodities insured in Hartford County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cigar Binder Tobacco 9 years filed
- 0.81Low end of the filed band
- 2.25Middle of the filed band
- 3.53High end of the filed band
- 2023Worst year filed (3.53)
- 9Years filed
- $13,781,381Premium filed
- $40,265,542Indemnity paid
- $49,484,353Liability insured
- 5,301Quantity planted
- 5,317Quantity lost
- 444Policies
- 444Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Hartford County
- Excess Moisture/Precipitation/Rain $30,240,938 indemnity · 5 years
- Plant Disease $4,927,605 indemnity · 8 years
- Hail $3,098,121 indemnity · 6 years
- Drought $1,129,443 indemnity · 5 years
- House burn (Pole burn) $583,159 indemnity · 2 years
- Flood $245,102 indemnity · 1 years
Apples 8 years filed
- 1.18Low end of the filed band
- 2.21Middle of the filed band
- 5.00High end of the filed band
- 2021Worst year filed (5.00)
- 8Years filed
- $833,831Premium filed
- $2,181,842Indemnity paid
- $3,621,112Liability insured
- 808Quantity planted
- 808Quantity lost
- 60Policies
- 60Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Hartford County
- Drought $844,396 indemnity · 3 years
- Freeze $510,667 indemnity · 3 years
- Plant Disease $258,383 indemnity · 2 years
- Hail $234,072 indemnity · 5 years
- Heat $146,465 indemnity · 4 years
- Frost $120,257 indemnity · 2 years
Fresh Market Sweet Corn 9 years filed
- 2.49Low end of the filed band
- 3.92Middle of the filed band
- 5.65High end of the filed band
- 2020Worst year filed (5.65)
- 9Years filed
- $479,184Premium filed
- $1,653,316Indemnity paid
- $2,437,901Liability insured
- 1,394Quantity planted
- 1,379Quantity lost
- 50Policies
- 50Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Hartford County
- Excess Moisture/Precipitation/Rain $961,713 indemnity · 6 years
- Drought $390,303 indemnity · 5 years
- Flood $129,796 indemnity · 1 years
- Heat $108,093 indemnity · 2 years
- Wildlife $41,288 indemnity · 2 years
- Cold Wet Weather $18,815 indemnity · 2 years
Cigar Wrapper Tobacco 5 years filed
- 0.26Low end of the filed band
- 1.62Middle of the filed band
- 3.85High end of the filed band
- 2015Worst year filed (3.85)
- 5Years filed
- $390,871Premium filed
- $763,007Indemnity paid
- $3,168,810Liability insured
- 157Quantity planted
- 157Quantity lost
- 27Policies
- 27Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Hartford County
- Plant Disease $550,055 indemnity · 2 years
- Cold Wet Weather $146,763 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $66,189 indemnity · 2 years
Every county-crop the agency files in Connecticut → Buy the Hartford County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.