Crop-loss band · Florida
Hillsborough County, Florida — crop-loss band
- 2.21Low end of the filed band
- 2.51Middle of the filed band
- 3.32High end of the filed band
- 2023Worst year filed (4.00)
- 10Years filed
Every year the Risk Management Agency has filed for Hillsborough County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.21 at the low end to 3.32 at the high end, with 2.51 in the middle. The worst year filed is 2023, at 4.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,027,830 | $2,270,070 | $5,855,244 | 46 | 46 | 2.21 |
| 2016 | $1,052,362 | $2,795,156 | $7,026,998 | 40 | 40 | 2.66 |
| 2017 | $505,438 | $1,677,698 | $3,840,366 | 51 | 51 | 3.32 |
| 2018 | $669,764 | $1,571,332 | $3,978,104 | 54 | 54 | 2.35 |
| 2019 | $800,963 | $1,842,838 | $4,319,353 | 45 | 45 | 2.30 |
| 2020 | $1,019,163 | $3,065,200 | $5,366,875 | 71 | 70 | 3.01 |
| 2021 | $1,311,094 | $3,085,718 | $6,045,965 | 87 | 87 | 2.35 |
| 2022 | $1,813,410 | $4,554,014 | $7,603,333 | 84 | 84 | 2.51 |
| 2023 | $2,560,263 | $10,230,956 | $12,957,960 | 128 | 128 | 4.00 |
| 2024 | $2,696,104 | $7,001,445 | $11,589,115 | 169 | 169 | 2.60 |
Commodities insured in Hillsborough County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peppers 10 years filed
- 2.49Low end of the filed band
- 3.02Middle of the filed band
- 3.64High end of the filed band
- 2017Worst year filed (3.72)
- 10Years filed
- $7,317,803Premium filed
- $21,260,439Indemnity paid
- $25,297,364Liability insured
- 3,497Quantity planted
- 3,522Quantity lost
- 112Policies
- 111Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Hillsborough County
- Excess Moisture/Precipitation/Rain $17,507,098 indemnity · 10 years
- Hail $1,937,118 indemnity · 2 years
- Hurricane/Tropical Depression $1,656,729 indemnity · 3 years
- Tropical Storm $97,378 indemnity · 1 years
- Insects $62,116 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.91Low end of the filed band
- 1.99Middle of the filed band
- 2.91High end of the filed band
- 2023Worst year filed (2.93)
- 10Years filed
- $2,244,025Premium filed
- $4,637,005Indemnity paid
- $10,529,994Liability insured
- 75,787Quantity planted
- 0Quantity lost
- 342Policies
- 342Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Hillsborough County
- ARPI/SCO/STAX Crops Only $4,637,005 indemnity · 10 years
All Other Crops 8 years filed
- 1.18Low end of the filed band
- 3.08Middle of the filed band
- 13.77High end of the filed band
- 2023Worst year filed (13.77)
- 8Years filed
- $577,494Premium filed
- $4,533,855Indemnity paid
- $9,636,913Liability insured
- 299Quantity planted
- 299Quantity lost
- 36Policies
- 36Policies with a loss
- 7.85Loss ratio, whole span
Causes that carried the indemnity in Hillsborough County
- Hurricane/Tropical Depression $3,171,065 indemnity · 2 years
- Insects $413,808 indemnity · 2 years
- Freeze $279,019 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $168,406 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $121,073 indemnity · 1 years
- Wind/Excess Wind $110,832 indemnity · 2 years
Fresh Market Tomatoes 10 years filed
- 1.10Low end of the filed band
- 2.05Middle of the filed band
- 6.92High end of the filed band
- 2023Worst year filed (7.46)
- 10Years filed
- $2,181,602Premium filed
- $4,155,491Indemnity paid
- $15,369,404Liability insured
- 2,161Quantity planted
- 2,130Quantity lost
- 58Policies
- 58Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Hillsborough County
- Excess Moisture/Precipitation/Rain $2,824,739 indemnity · 9 years
- Freeze $474,264 indemnity · 2 years
- Hail $416,488 indemnity · 1 years
- Frost $244,182 indemnity · 1 years
- Hurricane/Tropical Depression $174,528 indemnity · 4 years
- Heat $21,291 indemnity · 1 years
Blueberries 9 years filed
- 3.95Low end of the filed band
- 5.61Middle of the filed band
- 8.55High end of the filed band
- 2021Worst year filed (8.55)
- 9Years filed
- $352,809Premium filed
- $1,884,182Indemnity paid
- $4,276,683Liability insured
- 389Quantity planted
- 389Quantity lost
- 22Policies
- 22Policies with a loss
- 5.34Loss ratio, whole span
Causes that carried the indemnity in Hillsborough County
- Freeze $799,139 indemnity · 6 years
- Hurricane $366,570 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $306,030 indemnity · 1 years
- Insects $179,201 indemnity · 1 years
- Insufficient Chilling Hours $154,164 indemnity · 1 years
- Wind/Excess Wind $77,375 indemnity · 2 years
Apiculture 10 years filed
- 0.90Low end of the filed band
- 1.73Middle of the filed band
- 2.66High end of the filed band
- 2023Worst year filed (3.26)
- 10Years filed
- $782,658Premium filed
- $1,623,455Indemnity paid
- $3,472,955Liability insured
- 23,759Quantity planted
- 0Quantity lost
- 205Policies
- 205Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Hillsborough County
- ARPI/SCO/STAX Crops Only $1,623,455 indemnity · 10 years
Every county-crop the agency files in Florida → Buy the Hillsborough County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.