Crop-loss band · Florida
Osceola County, Florida — crop-loss band
- 1.04Low end of the filed band
- 1.52Middle of the filed band
- 2.85High end of the filed band
- 2018Worst year filed (3.36)
- 10Years filed
Every year the Risk Management Agency has filed for Osceola County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 2.85 at the high end, with 1.52 in the middle. The worst year filed is 2018, at 3.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $576,328 | $599,696 | $3,054,074 | 53 | 53 | 1.04 |
| 2016 | $869,484 | $1,441,394 | $4,057,759 | 28 | 28 | 1.66 |
| 2017 | $823,974 | $2,338,035 | $5,057,246 | 52 | 52 | 2.84 |
| 2018 | $1,615,359 | $5,426,623 | $12,592,950 | 80 | 80 | 3.36 |
| 2019 | $2,843,465 | $3,298,530 | $15,199,058 | 72 | 72 | 1.16 |
| 2020 | $2,024,634 | $5,764,899 | $10,179,485 | 60 | 60 | 2.85 |
| 2021 | $4,576,614 | $6,816,315 | $22,917,992 | 132 | 132 | 1.49 |
| 2022 | $4,316,158 | $6,580,235 | $22,067,055 | 138 | 138 | 1.52 |
| 2023 | $5,783,885 | $15,704,227 | $36,391,081 | 174 | 174 | 2.72 |
| 2024 | $4,696,937 | $5,842,866 | $25,731,664 | 204 | 204 | 1.24 |
Commodities insured in Osceola County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 1.03Low end of the filed band
- 1.45Middle of the filed band
- 2.80High end of the filed band
- 2020Worst year filed (2.80)
- 7Years filed
- $23,009,003Premium filed
- $38,466,339Indemnity paid
- $113,554,540Liability insured
- 565,307Quantity planted
- 0Quantity lost
- 521Policies
- 521Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Osceola County
- ARPI/SCO/STAX/MP Crops Only $38,466,339 indemnity · 7 years
All Other Crops 10 years filed
- 1.04Low end of the filed band
- 4.87Middle of the filed band
- 9.10High end of the filed band
- 2018Worst year filed (11.85)
- 10Years filed
- $3,662,412Premium filed
- $12,956,239Indemnity paid
- $36,489,571Liability insured
- 304,085Quantity planted
- 88,519Quantity lost
- 188Policies
- 188Policies with a loss
- 3.54Loss ratio, whole span
Causes that carried the indemnity in Osceola County
- Wind/Excess Wind $4,257,373 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $3,930,037 indemnity · 4 years
- Hurricane/Tropical Depression $2,973,374 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $918,511 indemnity · 3 years
- Drought $635,967 indemnity · 3 years
- Hail $162,262 indemnity · 1 years
Apiculture 7 years filed
- 1.23Low end of the filed band
- 1.77Middle of the filed band
- 2.89High end of the filed band
- 2018Worst year filed (2.89)
- 7Years filed
- $1,455,423Premium filed
- $2,390,242Indemnity paid
- $7,204,253Liability insured
- 50,499Quantity planted
- 0Quantity lost
- 284Policies
- 284Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Osceola County
- ARPI/SCO/STAX/MP Crops Only $2,390,242 indemnity · 7 years
Every county-crop the agency files in Florida → Buy the Osceola County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.