Crop-loss band · Florida
Palm Beach County, Florida — crop-loss band
- 1.96Low end of the filed band
- 3.22Middle of the filed band
- 6.11High end of the filed band
- 2017Worst year filed (6.20)
- 10Years filed
Every year the Risk Management Agency has filed for Palm Beach County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.96 at the low end to 6.11 at the high end, with 3.22 in the middle. The worst year filed is 2017, at 6.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $86,032 | $292,529 | $640,361 | 11 | 11 | 3.40 |
| 2016 | $132,274 | $511,495 | $1,355,519 | 27 | 27 | 3.87 |
| 2017 | $86,771 | $537,926 | $837,608 | 17 | 17 | 6.20 |
| 2018 | $163,742 | $999,639 | $1,460,172 | 46 | 46 | 6.11 |
| 2019 | $93,301 | $183,091 | $635,398 | 27 | 27 | 1.96 |
| 2020 | $100,763 | $210,012 | $611,091 | 30 | 30 | 2.08 |
| 2021 | $217,980 | $704,881 | $2,084,918 | 42 | 42 | 3.23 |
| 2022 | $148,210 | $442,393 | $1,005,530 | 29 | 29 | 2.98 |
| 2023 | $728,937 | $2,343,895 | $4,798,595 | 32 | 32 | 3.22 |
| 2024 | $205,604 | $590,687 | $1,347,713 | 35 | 35 | 2.87 |
Commodities insured in Palm Beach County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Fresh Market Sweet Corn 10 years filed
- 4.73Low end of the filed band
- 8.04Middle of the filed band
- 22.12High end of the filed band
- 2024Worst year filed (32.81)
- 10Years filed
- $286,359Premium filed
- $3,037,928Indemnity paid
- $5,133,378Liability insured
- 4,698Quantity planted
- 4,108Quantity lost
- 46Policies
- 46Policies with a loss
- 10.61Loss ratio, whole span
Causes that carried the indemnity in Palm Beach County
- Excess Moisture/Precipitation/Rain $2,119,773 indemnity · 8 years
- Hail $198,415 indemnity · 1 years
- Insects $182,841 indemnity · 2 years
- Frost $165,822 indemnity · 2 years
- Hurricane/Tropical Depression $120,098 indemnity · 1 years
- Wind/Excess Wind $107,068 indemnity · 1 years
All Other Crops 9 years filed
- 1.04Low end of the filed band
- 1.54Middle of the filed band
- 3.13High end of the filed band
- 2023Worst year filed (3.13)
- 9Years filed
- $897,786Premium filed
- $2,430,981Indemnity paid
- $5,379,956Liability insured
- 7,142Quantity planted
- 0Quantity lost
- 31Policies
- 31Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Palm Beach County
- ARPI/SCO/STAX Crops Only $1,654,642 indemnity · 9 years
- Hurricane/Tropical Depression $776,339 indemnity · 1 years
Apiculture 9 years filed
- 1.01Low end of the filed band
- 1.45Middle of the filed band
- 2.50High end of the filed band
- 2021Worst year filed (2.50)
- 9Years filed
- $779,469Premium filed
- $1,347,639Indemnity paid
- $4,263,571Liability insured
- 28,831Quantity planted
- 0Quantity lost
- 219Policies
- 219Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Palm Beach County
- ARPI/SCO/STAX/MP Crops Only $1,347,639 indemnity · 9 years
Every county-crop the agency files in Florida → Buy the Palm Beach County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.