Crop-loss band · Florida
Santa Rosa County, Florida — crop-loss band
- 2.28Low end of the filed band
- 3.71Middle of the filed band
- 4.18High end of the filed band
- 2019Worst year filed (4.27)
- 10Years filed
Every year the Risk Management Agency has filed for Santa Rosa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.28 at the low end to 4.18 at the high end, with 3.71 in the middle. The worst year filed is 2019, at 4.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $510,229 | $2,083,175 | $5,468,629 | 139 | 139 | 4.08 |
| 2016 | $107,132 | $411,097 | $823,296 | 23 | 23 | 3.84 |
| 2017 | $275,687 | $1,023,042 | $2,434,672 | 61 | 61 | 3.71 |
| 2018 | $647,917 | $1,556,121 | $4,209,207 | 79 | 79 | 2.40 |
| 2019 | $191,358 | $817,862 | $2,031,113 | 66 | 66 | 4.27 |
| 2020 | $1,579,612 | $5,974,214 | $11,087,633 | 238 | 238 | 3.78 |
| 2021 | $628,206 | $2,044,670 | $5,876,526 | 95 | 95 | 3.25 |
| 2022 | $1,210,251 | $2,764,371 | $7,098,539 | 117 | 117 | 2.28 |
| 2023 | $1,432,102 | $5,992,043 | $15,660,904 | 192 | 192 | 4.18 |
| 2024 | $396,180 | $1,268,516 | $4,467,309 | 73 | 73 | 3.20 |
Commodities insured in Santa Rosa County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.96Low end of the filed band
- 2.45Middle of the filed band
- 3.38High end of the filed band
- 2016Worst year filed (4.20)
- 10Years filed
- $4,830,267Premium filed
- $12,494,590Indemnity paid
- $30,383,275Liability insured
- 47,850Quantity planted
- 78,018Quantity lost
- 579Policies
- 579Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Santa Rosa County
- Excess Moisture/Precipitation/Rain $3,632,028 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $3,096,904 indemnity · 4 years
- Hurricane/Tropical Depression $2,927,842 indemnity · 3 years
- Drought $2,425,994 indemnity · 6 years
- Heat $235,406 indemnity · 4 years
- Decline in Price $156,645 indemnity · 5 years
Peanuts 10 years filed
- 3.39Low end of the filed band
- 5.00Middle of the filed band
- 6.28High end of the filed band
- 2023Worst year filed (6.57)
- 10Years filed
- $2,148,407Premium filed
- $11,440,521Indemnity paid
- $28,774,553Liability insured
- 36,915Quantity planted
- 48,402Quantity lost
- 504Policies
- 504Policies with a loss
- 5.33Loss ratio, whole span
Causes that carried the indemnity in Santa Rosa County
- Drought $6,180,813 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,282,843 indemnity · 9 years
- Hurricane/Tropical Depression $1,300,694 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,011,136 indemnity · 2 years
- Heat $552,968 indemnity · 3 years
- Decline in Price $103,912 indemnity · 3 years
Every county-crop the agency files in Florida → Buy the Santa Rosa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.