Crop-loss band · Georgia
Ben Hill County, Georgia — crop-loss band
- 2.86Low end of the filed band
- 3.24Middle of the filed band
- 4.74High end of the filed band
- 2024Worst year filed (5.91)
- 10Years filed
Every year the Risk Management Agency has filed for Ben Hill County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.86 at the low end to 4.74 at the high end, with 3.24 in the middle. The worst year filed is 2024, at 5.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $202,221 | $826,667 | $1,777,331 | 45 | 45 | 4.09 |
| 2016 | $619,623 | $1,883,066 | $4,140,332 | 117 | 117 | 3.04 |
| 2017 | $499,345 | $1,619,483 | $3,419,463 | 70 | 70 | 3.24 |
| 2018 | $713,981 | $3,383,887 | $5,619,433 | 116 | 116 | 4.74 |
| 2019 | $461,068 | $1,833,420 | $3,581,107 | 126 | 126 | 3.98 |
| 2020 | $296,316 | $916,448 | $1,871,370 | 101 | 101 | 3.09 |
| 2021 | $484,786 | $1,385,291 | $2,436,372 | 62 | 62 | 2.86 |
| 2022 | $989,759 | $2,944,498 | $5,351,062 | 106 | 106 | 2.98 |
| 2023 | $806,942 | $2,614,657 | $4,859,392 | 152 | 152 | 3.24 |
| 2024 | $1,270,199 | $7,508,410 | $11,551,687 | 260 | 260 | 5.91 |
Commodities insured in Ben Hill County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.23Low end of the filed band
- 2.72Middle of the filed band
- 4.74High end of the filed band
- 2018Worst year filed (4.77)
- 10Years filed
- $4,376,339Premium filed
- $14,316,144Indemnity paid
- $25,830,284Liability insured
- 33,617Quantity planted
- 67,007Quantity lost
- 704Policies
- 704Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Ben Hill County
- ARPI/SCO/STAX/MP Crops Only $5,621,083 indemnity · 9 years
- Hurricane/Tropical Depression $2,933,309 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $2,041,785 indemnity · 8 years
- Drought $1,699,416 indemnity · 7 years
- Hurricane $1,237,557 indemnity · 1 years
- Heat $538,897 indemnity · 7 years
Peanuts 10 years filed
- 3.57Low end of the filed band
- 5.53Middle of the filed band
- 7.71High end of the filed band
- 2024Worst year filed (8.07)
- 10Years filed
- $1,057,392Premium filed
- $7,141,048Indemnity paid
- $12,373,867Liability insured
- 15,421Quantity planted
- 15,733Quantity lost
- 333Policies
- 333Policies with a loss
- 6.75Loss ratio, whole span
Causes that carried the indemnity in Ben Hill County
- Hurricane $2,669,958 indemnity · 1 years
- Drought $1,772,665 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,193,018 indemnity · 8 years
- Hurricane/Tropical Depression $581,189 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $482,832 indemnity · 3 years
- Heat $356,660 indemnity · 7 years
Pecans 9 years filed
- 1.66Low end of the filed band
- 3.50Middle of the filed band
- 5.43High end of the filed band
- 2019Worst year filed (5.43)
- 9Years filed
- $574,915Premium filed
- $2,376,193Indemnity paid
- $3,988,796Liability insured
- 12,379Quantity planted
- 4,550Quantity lost
- 89Policies
- 89Policies with a loss
- 4.13Loss ratio, whole span
Causes that carried the indemnity in Ben Hill County
- Hurricane/Tropical Depression $735,437 indemnity · 3 years
- Heat $568,163 indemnity · 5 years
- Hurricane $518,180 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $411,893 indemnity · 4 years
- Decline in Price $125,847 indemnity · 2 years
- Wind/Excess Wind $8,965 indemnity · 1 years
Flue Cured Tobacco 7 years filed
- 1.22Low end of the filed band
- 3.84Middle of the filed band
- 4.89High end of the filed band
- 2018Worst year filed (4.89)
- 7Years filed
- $335,594Premium filed
- $1,082,442Indemnity paid
- $2,414,602Liability insured
- 661Quantity planted
- 661Quantity lost
- 29Policies
- 29Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Ben Hill County
- Excess Moisture/Precipitation/Rain $748,013 indemnity · 5 years
- Heat $137,333 indemnity · 4 years
- Wind/Excess Wind $81,926 indemnity · 2 years
- Plant Disease $42,854 indemnity · 1 years
- Hurricane $39,274 indemnity · 1 years
- Drought $17,658 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Ben Hill County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.