Crop-loss band · Georgia
Candler County, Georgia — crop-loss band
- 1.79Low end of the filed band
- 2.72Middle of the filed band
- 3.02High end of the filed band
- 2018Worst year filed (3.14)
- 10Years filed
Every year the Risk Management Agency has filed for Candler County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.79 at the low end to 3.02 at the high end, with 2.72 in the middle. The worst year filed is 2018, at 3.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $318,761 | $884,086 | $1,818,484 | 45 | 42 | 2.77 |
| 2016 | $850,662 | $1,992,289 | $4,383,019 | 73 | 73 | 2.34 |
| 2017 | $539,409 | $1,162,796 | $2,536,334 | 20 | 20 | 2.16 |
| 2018 | $388,027 | $1,216,472 | $2,069,106 | 45 | 45 | 3.14 |
| 2019 | $711,435 | $1,270,417 | $3,286,978 | 48 | 48 | 1.79 |
| 2020 | $542,273 | $1,501,011 | $2,598,804 | 24 | 24 | 2.77 |
| 2021 | $275,237 | $830,950 | $1,212,339 | 20 | 20 | 3.02 |
| 2022 | $448,544 | $1,244,904 | $1,978,887 | 28 | 28 | 2.78 |
| 2023 | $507,552 | $1,379,620 | $2,919,314 | 79 | 79 | 2.72 |
| 2024 | $1,950,774 | $5,099,602 | $10,396,251 | 257 | 256 | 2.61 |
Commodities insured in Candler County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.20Low end of the filed band
- 2.04Middle of the filed band
- 2.59High end of the filed band
- 2023Worst year filed (3.09)
- 10Years filed
- $3,590,762Premium filed
- $7,557,233Indemnity paid
- $16,464,079Liability insured
- 23,573Quantity planted
- 44,564Quantity lost
- 303Policies
- 303Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Candler County
- ARPI/SCO/STAX/MP Crops Only $2,466,877 indemnity · 7 years
- Hurricane/Tropical Depression $1,389,185 indemnity · 4 years
- Drought $1,158,847 indemnity · 7 years
- Tropical Storm $693,101 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $493,736 indemnity · 8 years
- Frost $475,611 indemnity · 2 years
Onions 9 years filed
- 1.91Low end of the filed band
- 3.36Middle of the filed band
- 4.07High end of the filed band
- 2021Worst year filed (4.07)
- 9Years filed
- $1,033,151Premium filed
- $3,195,377Indemnity paid
- $4,586,196Liability insured
- 896Quantity planted
- 896Quantity lost
- 24Policies
- 24Policies with a loss
- 3.09Loss ratio, whole span
Causes that carried the indemnity in Candler County
- Excess Moisture/Precipitation/Rain $2,497,773 indemnity · 7 years
- Freeze $615,109 indemnity · 3 years
- Heat $82,495 indemnity · 1 years
Peanuts 10 years filed
- 1.78Low end of the filed band
- 3.05Middle of the filed band
- 5.15High end of the filed band
- 2018Worst year filed (7.02)
- 10Years filed
- $790,463Premium filed
- $2,630,128Indemnity paid
- $5,395,515Liability insured
- 5,269Quantity planted
- 5,242Quantity lost
- 180Policies
- 177Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Candler County
- Tropical Storm $1,424,091 indemnity · 2 years
- Drought $406,246 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $399,713 indemnity · 8 years
- Wildlife $229,446 indemnity · 9 years
- Heat $82,591 indemnity · 3 years
- Hurricane/Tropical Depression $79,799 indemnity · 2 years
Pecans 10 years filed
- 1.25Low end of the filed band
- 4.30Middle of the filed band
- 7.08High end of the filed band
- 2015Worst year filed (7.83)
- 10Years filed
- $343,167Premium filed
- $1,609,693Indemnity paid
- $2,503,600Liability insured
- 13,824Quantity planted
- 3,160Quantity lost
- 104Policies
- 104Policies with a loss
- 4.69Loss ratio, whole span
Causes that carried the indemnity in Candler County
- Hurricane/Tropical Depression $669,298 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $216,030 indemnity · 5 years
- Decline in Price $200,509 indemnity · 5 years
- Heat $148,271 indemnity · 3 years
- Hurricane $95,174 indemnity · 1 years
- Freeze $94,730 indemnity · 1 years
Flue Cured Tobacco 5 years filed
- 1.30Low end of the filed band
- 2.55Middle of the filed band
- 3.61High end of the filed band
- 2023Worst year filed (3.61)
- 5Years filed
- $775,131Premium filed
- $1,589,716Indemnity paid
- $4,250,126Liability insured
- 1,151Quantity planted
- 1,151Quantity lost
- 28Policies
- 27Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Candler County
- Excess Moisture/Precipitation/Rain $538,840 indemnity · 4 years
- Tropical Storm $328,127 indemnity · 2 years
- Wind/Excess Wind $268,000 indemnity · 2 years
- Plant Disease $209,717 indemnity · 2 years
- Hurricane/Tropical Depression $94,114 indemnity · 1 years
- Drought $56,643 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Candler County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.