Crop-loss band · Georgia
Houston County, Georgia — crop-loss band
- 1.21Low end of the filed band
- 2.05Middle of the filed band
- 4.33High end of the filed band
- 2021Worst year filed (4.92)
- 10Years filed
Every year the Risk Management Agency has filed for Houston County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 4.33 at the high end, with 2.05 in the middle. The worst year filed is 2021, at 4.92. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $121,624 | $172,529 | $375,390 | 10 | 10 | 1.42 |
| 2016 | $135,787 | $252,911 | $496,509 | 21 | 21 | 1.86 |
| 2017 | $128,184 | $263,388 | $429,586 | 13 | 13 | 2.05 |
| 2018 | $444,520 | $1,360,329 | $3,035,682 | 61 | 61 | 3.06 |
| 2019 | $597,835 | $2,237,312 | $4,595,364 | 47 | 47 | 3.74 |
| 2020 | $104,264 | $212,403 | $680,501 | 14 | 14 | 2.04 |
| 2021 | $280,743 | $1,381,225 | $2,660,631 | 28 | 28 | 4.92 |
| 2022 | $543,819 | $1,203,083 | $3,008,051 | 28 | 28 | 2.21 |
| 2023 | $228,658 | $276,155 | $1,483,174 | 31 | 31 | 1.21 |
| 2024 | $572,499 | $2,476,835 | $4,230,204 | 61 | 61 | 4.33 |
Commodities insured in Houston County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.80Low end of the filed band
- 1.65Middle of the filed band
- 1.96High end of the filed band
- 2024Worst year filed (4.68)
- 10Years filed
- $2,190,349Premium filed
- $5,048,962Indemnity paid
- $8,872,423Liability insured
- 13,744Quantity planted
- 20,970Quantity lost
- 185Policies
- 185Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Houston County
- Hurricane $1,317,260 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $1,040,506 indemnity · 5 years
- Drought $905,064 indemnity · 8 years
- Hurricane/Tropical Depression $657,483 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $654,399 indemnity · 7 years
- Heat $360,534 indemnity · 3 years
Pecans 10 years filed
- 1.88Low end of the filed band
- 4.01Middle of the filed band
- 6.56High end of the filed band
- 2019Worst year filed (6.82)
- 10Years filed
- $967,584Premium filed
- $4,787,208Indemnity paid
- $12,122,669Liability insured
- 25,617Quantity planted
- 8,188Quantity lost
- 129Policies
- 129Policies with a loss
- 4.95Loss ratio, whole span
Causes that carried the indemnity in Houston County
- Excess Moisture/Precipitation/Rain $1,889,058 indemnity · 8 years
- Heat $1,264,073 indemnity · 5 years
- Decline in Price $611,074 indemnity · 6 years
- Hurricane/Tropical Depression $449,011 indemnity · 3 years
- Hurricane $231,047 indemnity · 1 years
- Wind/Excess Wind $151,783 indemnity · 2 years
Every county-crop the agency files in Georgia → Buy the Houston County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.