Crop-loss band · Georgia
Laurens County, Georgia — crop-loss band
- 1.72Low end of the filed band
- 2.31Middle of the filed band
- 2.99High end of the filed band
- 2024Worst year filed (3.42)
- 10Years filed
Every year the Risk Management Agency has filed for Laurens County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.72 at the low end to 2.99 at the high end, with 2.31 in the middle. The worst year filed is 2024, at 3.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $293,357 | $816,189 | $1,381,987 | 68 | 68 | 2.78 |
| 2016 | $547,740 | $1,398,574 | $2,213,433 | 95 | 95 | 2.55 |
| 2017 | $472,087 | $1,013,832 | $1,856,967 | 70 | 70 | 2.15 |
| 2018 | $578,484 | $1,728,163 | $2,644,081 | 120 | 120 | 2.99 |
| 2019 | $539,177 | $1,478,841 | $2,373,627 | 133 | 133 | 2.74 |
| 2020 | $196,482 | $337,147 | $823,042 | 37 | 37 | 1.72 |
| 2021 | $119,594 | $243,658 | $603,800 | 33 | 33 | 2.04 |
| 2022 | $1,126,105 | $2,600,086 | $5,654,426 | 124 | 124 | 2.31 |
| 2023 | $678,051 | $1,356,645 | $2,619,159 | 78 | 78 | 2.00 |
| 2024 | $1,059,629 | $3,628,795 | $7,090,737 | 180 | 180 | 3.42 |
Commodities insured in Laurens County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.94Low end of the filed band
- 1.84Middle of the filed band
- 2.78High end of the filed band
- 2024Worst year filed (3.14)
- 10Years filed
- $3,071,060Premium filed
- $6,558,790Indemnity paid
- $12,311,382Liability insured
- 23,585Quantity planted
- 37,577Quantity lost
- 282Policies
- 282Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Laurens County
- Drought $1,395,055 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,312,225 indemnity · 7 years
- Hurricane/Tropical Depression $1,031,436 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $586,722 indemnity · 7 years
- Freeze $553,477 indemnity · 2 years
- Heat $432,119 indemnity · 5 years
Peanuts 10 years filed
- 2.00Low end of the filed band
- 3.68Middle of the filed band
- 4.32High end of the filed band
- 2016Worst year filed (5.44)
- 10Years filed
- $886,186Premium filed
- $3,337,978Indemnity paid
- $5,470,356Liability insured
- 10,823Quantity planted
- 10,822Quantity lost
- 140Policies
- 140Policies with a loss
- 3.77Loss ratio, whole span
Causes that carried the indemnity in Laurens County
- Hurricane $858,797 indemnity · 1 years
- Drought $822,878 indemnity · 8 years
- Heat $467,053 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $420,527 indemnity · 7 years
- Hurricane/Tropical Depression $293,228 indemnity · 4 years
- Tropical Storm $249,609 indemnity · 1 years
Soybeans 10 years filed
- 2.00Low end of the filed band
- 2.81Middle of the filed band
- 3.62High end of the filed band
- 2019Worst year filed (4.48)
- 10Years filed
- $671,833Premium filed
- $1,940,866Indemnity paid
- $3,388,926Liability insured
- 15,005Quantity planted
- 15,511Quantity lost
- 228Policies
- 228Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Laurens County
- Drought $766,407 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $309,618 indemnity · 6 years
- Heat $299,309 indemnity · 6 years
- Hurricane $228,057 indemnity · 1 years
- Wildlife $134,355 indemnity · 8 years
- Tropical Storm $116,684 indemnity · 1 years
Corn 10 years filed
- 0.37Low end of the filed band
- 1.88Middle of the filed band
- 5.31High end of the filed band
- 2018Worst year filed (7.32)
- 10Years filed
- $375,968Premium filed
- $1,327,341Indemnity paid
- $2,587,146Liability insured
- 4,542Quantity planted
- 4,473Quantity lost
- 105Policies
- 105Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Laurens County
- Drought $508,380 indemnity · 8 years
- Tropical Storm $424,649 indemnity · 1 years
- Hurricane $209,766 indemnity · 1 years
- Hurricane/Tropical Depression $93,270 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $46,736 indemnity · 4 years
- Heat $30,815 indemnity · 5 years
Wheat 10 years filed
- 1.67Low end of the filed band
- 3.30Middle of the filed band
- 5.86High end of the filed band
- 2016Worst year filed (6.94)
- 10Years filed
- $290,223Premium filed
- $1,032,092Indemnity paid
- $1,773,910Liability insured
- 12,345Quantity planted
- 12,345Quantity lost
- 85Policies
- 85Policies with a loss
- 3.56Loss ratio, whole span
Causes that carried the indemnity in Laurens County
- Excess Moisture/Precipitation/Rain $483,832 indemnity · 10 years
- Drought $189,269 indemnity · 5 years
- Cold Wet Weather $136,417 indemnity · 2 years
- Wind/Excess Wind $108,659 indemnity · 2 years
- Freeze $45,466 indemnity · 2 years
- Wildlife $31,102 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.12Low end of the filed band
- 1.67Middle of the filed band
- 2.52High end of the filed band
- 2017Worst year filed (2.52)
- 9Years filed
- $315,436Premium filed
- $404,863Indemnity paid
- $1,729,539Liability insured
- 6,911Quantity planted
- 0Quantity lost
- 98Policies
- 98Policies with a loss
- 1.28Loss ratio, whole span
Causes that carried the indemnity in Laurens County
- ARPI/SCO/STAX Crops Only $404,863 indemnity · 9 years
Every county-crop the agency files in Georgia → Buy the Laurens County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.