Crop-loss band · Georgia
Montgomery County, Georgia — crop-loss band
- 2.16Low end of the filed band
- 2.58Middle of the filed band
- 4.05High end of the filed band
- 2024Worst year filed (4.13)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.16 at the low end to 4.05 at the high end, with 2.58 in the middle. The worst year filed is 2024, at 4.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $115,970 | $374,615 | $566,268 | 24 | 24 | 3.23 |
| 2016 | $135,736 | $549,482 | $915,440 | 29 | 29 | 4.05 |
| 2017 | $60,429 | $134,475 | $268,998 | 8 | 8 | 2.23 |
| 2018 | $305,217 | $658,996 | $1,236,697 | 20 | 20 | 2.16 |
| 2019 | $300,336 | $744,142 | $1,607,405 | 45 | 45 | 2.48 |
| 2020 | $158,081 | $417,440 | $785,032 | 20 | 20 | 2.64 |
| 2021 | $269,892 | $654,791 | $971,341 | 23 | 23 | 2.43 |
| 2022 | $346,884 | $1,012,218 | $1,825,312 | 35 | 35 | 2.92 |
| 2023 | $331,172 | $855,199 | $1,478,087 | 27 | 27 | 2.58 |
| 2024 | $459,504 | $1,899,926 | $3,593,260 | 55 | 55 | 4.13 |
Commodities insured in Montgomery County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.62Low end of the filed band
- 2.26Middle of the filed band
- 4.59High end of the filed band
- 2016Worst year filed (4.66)
- 10Years filed
- $731,314Premium filed
- $2,228,758Indemnity paid
- $4,856,931Liability insured
- 8,352Quantity planted
- 10,737Quantity lost
- 130Policies
- 130Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Hurricane $503,476 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $381,967 indemnity · 7 years
- Drought $297,115 indemnity · 7 years
- Hurricane/Tropical Depression $288,274 indemnity · 4 years
- Heat $212,422 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $193,927 indemnity · 7 years
Onions 9 years filed
- 1.92Low end of the filed band
- 2.97Middle of the filed band
- 4.04High end of the filed band
- 2022Worst year filed (4.04)
- 9Years filed
- $745,057Premium filed
- $2,074,319Indemnity paid
- $2,726,816Liability insured
- 549Quantity planted
- 549Quantity lost
- 23Policies
- 23Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Cold Wet Weather $1,098,286 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $745,830 indemnity · 5 years
- Hail $174,785 indemnity · 1 years
- Heat $36,356 indemnity · 1 years
- Wildlife $19,063 indemnity · 1 years
Peanuts 10 years filed
- 1.19Low end of the filed band
- 4.14Middle of the filed band
- 6.61High end of the filed band
- 2016Worst year filed (6.66)
- 10Years filed
- $331,064Premium filed
- $1,457,350Indemnity paid
- $2,679,670Liability insured
- 4,185Quantity planted
- 4,202Quantity lost
- 65Policies
- 65Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Drought $391,078 indemnity · 6 years
- Hurricane/Tropical Depression $292,942 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $260,791 indemnity · 7 years
- Hurricane $212,577 indemnity · 1 years
- Tropical Storm $155,459 indemnity · 1 years
- Heat $76,783 indemnity · 3 years
All Other Crops 5 years filed
- 1.27Low end of the filed band
- 2.12Middle of the filed band
- 2.41High end of the filed band
- 2022Worst year filed (2.41)
- 5Years filed
- $424,367Premium filed
- $814,668Indemnity paid
- $1,943,541Liability insured
- 15,947Quantity planted
- 1,124Quantity lost
- 39Policies
- 39Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- ARPI/SCO/STAX/MP Crops Only $427,310 indemnity · 4 years
- Hurricane/Tropical Depression $170,190 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $91,418 indemnity · 1 years
- Decline in Price $62,875 indemnity · 1 years
- Heat $62,875 indemnity · 1 years
Pecans 5 years filed
- 0.60Low end of the filed band
- 2.76Middle of the filed band
- 5.19High end of the filed band
- 2023Worst year filed (5.19)
- 5Years filed
- $251,419Premium filed
- $726,189Indemnity paid
- $1,040,882Liability insured
- 7,553Quantity planted
- 1,969Quantity lost
- 29Policies
- 29Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Hurricane/Tropical Depression $406,170 indemnity · 2 years
- Heat $125,016 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $69,008 indemnity · 1 years
- Tropical Storm $34,068 indemnity · 1 years
- Hurricane $34,064 indemnity · 1 years
- Drought $30,756 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.