Crop-loss band · Georgia
Seminole County, Georgia — crop-loss band
- 1.15Low end of the filed band
- 2.44Middle of the filed band
- 3.62High end of the filed band
- 2018Worst year filed (7.63)
- 10Years filed
Every year the Risk Management Agency has filed for Seminole County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 3.62 at the high end, with 2.44 in the middle. The worst year filed is 2018, at 7.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $667,240 | $1,528,226 | $3,924,875 | 104 | 104 | 2.29 |
| 2016 | $764,209 | $1,863,340 | $4,742,005 | 99 | 86 | 2.44 |
| 2017 | $1,636,052 | $4,996,525 | $9,393,628 | 109 | 109 | 3.05 |
| 2018 | $2,633,994 | $20,100,155 | $24,135,554 | 216 | 216 | 7.63 |
| 2019 | $1,001,156 | $2,361,886 | $7,003,137 | 132 | 132 | 2.36 |
| 2020 | $1,716,107 | $6,210,212 | $15,680,087 | 162 | 162 | 3.62 |
| 2021 | $595,368 | $1,895,036 | $5,020,427 | 64 | 64 | 3.18 |
| 2022 | $3,510,193 | $4,029,927 | $12,016,635 | 152 | 152 | 1.15 |
| 2023 | $1,252,012 | $2,896,110 | $7,386,982 | 115 | 115 | 2.31 |
| 2024 | $3,540,074 | $9,904,703 | $19,119,977 | 162 | 162 | 2.80 |
Commodities insured in Seminole County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.04Low end of the filed band
- 1.96Middle of the filed band
- 3.64High end of the filed band
- 2018Worst year filed (7.74)
- 10Years filed
- $13,258,839Premium filed
- $41,123,097Indemnity paid
- $73,917,720Liability insured
- 75,114Quantity planted
- 163,561Quantity lost
- 789Policies
- 776Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Seminole County
- ARPI/SCO/STAX Crops Only $16,118,937 indemnity · 10 years
- Hurricane/Tropical Depression $12,913,699 indemnity · 4 years
- Heat $4,666,596 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $4,567,276 indemnity · 8 years
- Drought $793,406 indemnity · 8 years
- Hurricane $756,104 indemnity · 1 years
Peanuts 10 years filed
- 2.16Low end of the filed band
- 3.49Middle of the filed band
- 5.14High end of the filed band
- 2019Worst year filed (5.19)
- 10Years filed
- $3,109,945Premium filed
- $10,387,081Indemnity paid
- $26,543,677Liability insured
- 35,514Quantity planted
- 35,266Quantity lost
- 424Policies
- 424Policies with a loss
- 3.34Loss ratio, whole span
Causes that carried the indemnity in Seminole County
- Heat $3,126,068 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,490,425 indemnity · 9 years
- Drought $1,795,948 indemnity · 8 years
- Hurricane $1,321,093 indemnity · 1 years
- Plant Disease $719,537 indemnity · 6 years
- Hurricane/Tropical Depression $650,304 indemnity · 4 years
Pecans 8 years filed
- 0.71Low end of the filed band
- 5.85Middle of the filed band
- 11.79High end of the filed band
- 2020Worst year filed (11.79)
- 8Years filed
- $351,285Premium filed
- $2,452,610Indemnity paid
- $4,112,177Liability insured
- 23,184Quantity planted
- 2,182Quantity lost
- 23Policies
- 23Policies with a loss
- 6.98Loss ratio, whole span
Causes that carried the indemnity in Seminole County
- Hurricane/Tropical Depression $1,507,103 indemnity · 2 years
- Heat $372,760 indemnity · 3 years
- Decline in Price $366,222 indemnity · 2 years
- Freeze $78,927 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $58,165 indemnity · 4 years
- Wind/Excess Wind $27,817 indemnity · 1 years
Corn 10 years filed
- 0.85Low end of the filed band
- 1.77Middle of the filed band
- 3.77High end of the filed band
- 2018Worst year filed (5.65)
- 10Years filed
- $596,336Premium filed
- $1,823,332Indemnity paid
- $3,849,733Liability insured
- 5,106Quantity planted
- 4,084Quantity lost
- 79Policies
- 79Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Seminole County
- Hurricane $764,085 indemnity · 1 years
- Heat $410,279 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $279,908 indemnity · 2 years
- Drought $123,861 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $118,563 indemnity · 4 years
- Wind/Excess Wind $90,726 indemnity · 4 years
Every county-crop the agency files in Georgia → Buy the Seminole County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.