Crop-loss band · Georgia
Stewart County, Georgia — crop-loss band
- 1.42Low end of the filed band
- 1.88Middle of the filed band
- 3.83High end of the filed band
- 2018Worst year filed (3.91)
- 10Years filed
Every year the Risk Management Agency has filed for Stewart County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.42 at the low end to 3.83 at the high end, with 1.88 in the middle. The worst year filed is 2018, at 3.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $223,025 | $419,655 | $788,543 | 31 | 31 | 1.88 |
| 2016 | $395,541 | $1,295,331 | $1,583,159 | 56 | 56 | 3.27 |
| 2017 | $288,844 | $607,344 | $1,171,697 | 43 | 43 | 2.10 |
| 2018 | $437,960 | $1,714,137 | $2,151,817 | 53 | 53 | 3.91 |
| 2019 | $620,778 | $991,103 | $1,874,961 | 58 | 58 | 1.60 |
| 2020 | $120,624 | $202,414 | $411,753 | 30 | 30 | 1.68 |
| 2021 | $343,666 | $656,518 | $1,164,976 | 39 | 39 | 1.91 |
| 2022 | $602,791 | $856,039 | $2,301,057 | 53 | 53 | 1.42 |
| 2023 | $454,402 | $788,678 | $1,732,552 | 69 | 69 | 1.74 |
| 2024 | $410,226 | $1,571,244 | $2,725,557 | 46 | 46 | 3.83 |
Commodities insured in Stewart County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.36Low end of the filed band
- 1.60Middle of the filed band
- 3.97High end of the filed band
- 2024Worst year filed (4.29)
- 10Years filed
- $2,921,458Premium filed
- $6,437,045Indemnity paid
- $10,923,324Liability insured
- 18,364Quantity planted
- 27,746Quantity lost
- 266Policies
- 266Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Stewart County
- ARPI/SCO/STAX/MP Crops Only $1,837,484 indemnity · 7 years
- Heat $1,403,198 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,287,649 indemnity · 9 years
- Hurricane/Tropical Depression $754,178 indemnity · 2 years
- Drought $406,264 indemnity · 7 years
- Frost $265,571 indemnity · 4 years
Peanuts 10 years filed
- 1.33Low end of the filed band
- 2.45Middle of the filed band
- 3.44High end of the filed band
- 2016Worst year filed (3.83)
- 10Years filed
- $976,399Premium filed
- $2,665,418Indemnity paid
- $4,982,748Liability insured
- 10,291Quantity planted
- 10,585Quantity lost
- 212Policies
- 212Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Stewart County
- Heat $1,197,008 indemnity · 7 years
- Drought $593,359 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $451,651 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $146,198 indemnity · 4 years
- Plant Disease $66,607 indemnity · 3 years
- Wildlife $60,248 indemnity · 5 years
Every county-crop the agency files in Georgia → Buy the Stewart County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.