Crop-loss band · Georgia
Telfair County, Georgia — crop-loss band
- 2.26Low end of the filed band
- 3.38Middle of the filed band
- 4.56High end of the filed band
- 2024Worst year filed (4.87)
- 10Years filed
Every year the Risk Management Agency has filed for Telfair County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.26 at the low end to 4.56 at the high end, with 3.38 in the middle. The worst year filed is 2024, at 4.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $478,574 | $1,615,595 | $2,468,384 | 74 | 74 | 3.38 |
| 2016 | $533,167 | $1,839,002 | $2,730,422 | 98 | 98 | 3.45 |
| 2017 | $644,805 | $2,306,753 | $3,818,807 | 74 | 72 | 3.58 |
| 2018 | $622,416 | $2,138,647 | $3,572,608 | 78 | 78 | 3.44 |
| 2019 | $578,010 | $1,518,338 | $2,818,143 | 84 | 84 | 2.63 |
| 2020 | $323,536 | $731,176 | $1,519,525 | 47 | 47 | 2.26 |
| 2021 | $557,896 | $1,731,082 | $2,671,933 | 43 | 43 | 3.10 |
| 2022 | $1,090,914 | $2,772,455 | $4,296,322 | 76 | 76 | 2.54 |
| 2023 | $870,709 | $3,969,427 | $5,692,201 | 98 | 98 | 4.56 |
| 2024 | $1,240,420 | $6,046,984 | $8,194,490 | 140 | 140 | 4.87 |
Commodities insured in Telfair County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.26Low end of the filed band
- 2.71Middle of the filed band
- 5.10High end of the filed band
- 2024Worst year filed (5.55)
- 10Years filed
- $3,587,377Premium filed
- $12,608,256Indemnity paid
- $18,833,441Liability insured
- 30,881Quantity planted
- 44,672Quantity lost
- 280Policies
- 280Policies with a loss
- 3.51Loss ratio, whole span
Causes that carried the indemnity in Telfair County
- Hurricane/Tropical Depression $3,327,134 indemnity · 4 years
- Hurricane $2,321,364 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $2,295,279 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,721,496 indemnity · 7 years
- Drought $1,379,655 indemnity · 8 years
- Heat $579,796 indemnity · 6 years
Peanuts 10 years filed
- 2.21Low end of the filed band
- 3.84Middle of the filed band
- 5.05High end of the filed band
- 2021Worst year filed (5.43)
- 10Years filed
- $1,575,982Premium filed
- $6,564,754Indemnity paid
- $9,988,904Liability insured
- 14,474Quantity planted
- 14,393Quantity lost
- 217Policies
- 216Policies with a loss
- 4.17Loss ratio, whole span
Causes that carried the indemnity in Telfair County
- Hurricane $1,795,416 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $1,592,787 indemnity · 9 years
- Hurricane/Tropical Depression $1,104,864 indemnity · 4 years
- Drought $983,513 indemnity · 8 years
- Heat $829,647 indemnity · 7 years
- Plant Disease $176,442 indemnity · 1 years
Corn 10 years filed
- 2.93Low end of the filed band
- 4.85Middle of the filed band
- 6.44High end of the filed band
- 2018Worst year filed (7.07)
- 10Years filed
- $684,031Premium filed
- $3,364,007Indemnity paid
- $4,945,131Liability insured
- 7,627Quantity planted
- 7,396Quantity lost
- 108Policies
- 107Policies with a loss
- 4.92Loss ratio, whole span
Causes that carried the indemnity in Telfair County
- Heat $911,601 indemnity · 7 years
- Hurricane/Tropical Depression $798,656 indemnity · 2 years
- Drought $613,978 indemnity · 6 years
- Hurricane $451,875 indemnity · 1 years
- Wind/Excess Wind $211,796 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $183,620 indemnity · 5 years
Pecans 10 years filed
- 0.31Low end of the filed band
- 1.93Middle of the filed band
- 3.63High end of the filed band
- 2015Worst year filed (3.66)
- 10Years filed
- $720,694Premium filed
- $1,542,246Indemnity paid
- $1,973,172Liability insured
- 13,865Quantity planted
- 3,019Quantity lost
- 43Policies
- 43Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Telfair County
- Excess Moisture/Precipitation/Rain $612,879 indemnity · 4 years
- Hurricane $290,160 indemnity · 1 years
- Hurricane/Tropical Depression $201,948 indemnity · 2 years
- Heat $166,784 indemnity · 1 years
- Drought $133,564 indemnity · 3 years
- Wind/Excess Wind $123,685 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.24Low end of the filed band
- 1.43Middle of the filed band
- 2.70High end of the filed band
- 2017Worst year filed (2.78)
- 10Years filed
- $372,363Premium filed
- $590,196Indemnity paid
- $2,042,187Liability insured
- 13,742Quantity planted
- 0Quantity lost
- 164Policies
- 164Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Telfair County
- ARPI/SCO/STAX Crops Only $590,196 indemnity · 10 years
Every county-crop the agency files in Georgia → Buy the Telfair County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.