Crop-loss band · Hawaii
Hawaii County, Hawaii — crop-loss band
- 8.09Low end of the filed band
- 10.40Middle of the filed band
- 23.60High end of the filed band
- 2018Worst year filed (32.84)
- 10Years filed
Every year the Risk Management Agency has filed for Hawaii County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 8.09 at the low end to 23.60 at the high end, with 10.40 in the middle. The worst year filed is 2018, at 32.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $22,907 | $394,505 | $1,037,554 | 76 | 76 | 17.22 |
| 2016 | $20,290 | $478,934 | $1,074,087 | 92 | 92 | 23.60 |
| 2017 | $49,235 | $947,926 | $2,961,724 | 71 | 71 | 19.25 |
| 2018 | $42,911 | $1,409,023 | $2,527,392 | 37 | 37 | 32.84 |
| 2019 | $227,136 | $2,063,788 | $10,214,797 | 73 | 73 | 9.09 |
| 2020 | $205,064 | $2,066,018 | $9,739,681 | 74 | 74 | 10.08 |
| 2021 | $176,057 | $1,424,002 | $7,287,480 | 75 | 75 | 8.09 |
| 2022 | $276,690 | $2,877,321 | $10,385,024 | 113 | 113 | 10.40 |
| 2023 | $455,587 | $5,130,059 | $16,592,195 | 83 | 83 | 11.26 |
| 2024 | $382,673 | $3,491,960 | $12,351,487 | 54 | 54 | 9.13 |
Commodities insured in Hawaii County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 10 years filed
- 1.55Low end of the filed band
- 8.86Middle of the filed band
- 22.20High end of the filed band
- 2018Worst year filed (73.63)
- 10Years filed
- $1,413,418Premium filed
- $15,123,026Indemnity paid
- $61,403,498Liability insured
- 23,993Quantity planted
- 23,953Quantity lost
- 122Policies
- 122Policies with a loss
- 10.70Loss ratio, whole span
Causes that carried the indemnity in Hawaii County
- Excess Moisture/Precipitation/Rain $6,656,121 indemnity · 9 years
- Drought $3,133,561 indemnity · 4 years
- Volcanic Eruption $1,367,445 indemnity · 4 years
- XX $943,425 indemnity · 4 years
- Hurricane/Tropical Depression $904,965 indemnity · 2 years
- Heat $762,212 indemnity · 3 years
Coffee 10 years filed
- 7.98Low end of the filed band
- 10.41Middle of the filed band
- 18.74High end of the filed band
- 2016Worst year filed (24.12)
- 10Years filed
- $445,132Premium filed
- $5,160,510Indemnity paid
- $12,767,923Liability insured
- 2,179Quantity planted
- 2,180Quantity lost
- 626Policies
- 626Policies with a loss
- 11.59Loss ratio, whole span
Causes that carried the indemnity in Hawaii County
- Drought $1,943,128 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,232,649 indemnity · 9 years
- Volcanic Eruption $585,985 indemnity · 1 years
- XX $585,154 indemnity · 8 years
- Plant Disease $569,148 indemnity · 3 years
- Insects $88,865 indemnity · 3 years
Every county-crop the agency files in Hawaii → Buy the Hawaii County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.