Crop-loss band · Iowa
Adair County, Iowa — crop-loss band
- 1.73Low end of the filed band
- 2.60Middle of the filed band
- 3.38High end of the filed band
- 2015Worst year filed (3.81)
- 10Years filed
Every year the Risk Management Agency has filed for Adair County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.73 at the low end to 3.38 at the high end, with 2.60 in the middle. The worst year filed is 2015, at 3.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $436,365 | $1,663,871 | $6,341,002 | 123 | 123 | 3.81 |
| 2016 | $147,217 | $421,940 | $2,772,792 | 32 | 31 | 2.87 |
| 2017 | $1,041,250 | $3,010,839 | $16,544,443 | 213 | 213 | 2.89 |
| 2018 | $3,126,333 | $10,581,637 | $56,365,959 | 829 | 809 | 3.38 |
| 2019 | $662,337 | $1,719,082 | $10,208,560 | 158 | 158 | 2.60 |
| 2020 | $773,411 | $1,883,062 | $11,993,637 | 156 | 156 | 2.43 |
| 2021 | $202,158 | $582,949 | $2,685,759 | 43 | 43 | 2.88 |
| 2022 | $5,012,605 | $10,797,780 | $66,400,329 | 596 | 596 | 2.15 |
| 2023 | $492,531 | $1,191,287 | $6,863,997 | 66 | 66 | 2.42 |
| 2024 | $805,476 | $1,394,114 | $12,008,701 | 102 | 102 | 1.73 |
Commodities insured in Adair County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.82Low end of the filed band
- 2.83Middle of the filed band
- 4.38High end of the filed band
- 2015Worst year filed (4.82)
- 10Years filed
- $6,655,863Premium filed
- $20,657,407Indemnity paid
- $103,689,942Liability insured
- 151,847Quantity planted
- 157,947Quantity lost
- 1,201Policies
- 1,185Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Drought $8,950,151 indemnity · 9 years
- Wind/Excess Wind $4,772,647 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,959,347 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,637,062 indemnity · 3 years
- Decline in Price $1,356,955 indemnity · 8 years
- Hail $757,636 indemnity · 6 years
Soybeans 10 years filed
- 1.42Low end of the filed band
- 1.85Middle of the filed band
- 2.71High end of the filed band
- 2016Worst year filed (3.11)
- 10Years filed
- $6,043,820Premium filed
- $12,589,154Indemnity paid
- $88,495,237Liability insured
- 164,105Quantity planted
- 173,858Quantity lost
- 1,117Policies
- 1,112Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Drought $6,590,242 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,170,939 indemnity · 10 years
- Decline in Price $1,695,046 indemnity · 7 years
- Hail $859,352 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $704,075 indemnity · 4 years
- Wildlife $198,249 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Adair County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.