Crop-loss band · Iowa
Adams County, Iowa — crop-loss band
- 1.12Low end of the filed band
- 1.88Middle of the filed band
- 2.94High end of the filed band
- 2015Worst year filed (3.20)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.12 at the low end to 2.94 at the high end, with 1.88 in the middle. The worst year filed is 2015, at 3.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $829,523 | $2,652,611 | $9,828,717 | 223 | 223 | 3.20 |
| 2016 | $345,340 | $480,550 | $4,284,894 | 89 | 89 | 1.39 |
| 2017 | $467,082 | $876,210 | $5,882,680 | 110 | 110 | 1.88 |
| 2018 | $890,565 | $2,052,875 | $13,319,151 | 247 | 247 | 2.31 |
| 2019 | $510,405 | $1,502,849 | $6,984,245 | 164 | 163 | 2.94 |
| 2020 | $228,552 | $449,816 | $3,221,245 | 57 | 57 | 1.97 |
| 2021 | $84,051 | $94,198 | $856,845 | 16 | 16 | 1.12 |
| 2022 | $2,367,824 | $5,579,074 | $28,034,041 | 240 | 240 | 2.36 |
| 2023 | $682,604 | $911,803 | $9,003,653 | 91 | 91 | 1.34 |
| 2024 | $800,196 | $923,363 | $12,019,145 | 117 | 117 | 1.15 |
Commodities insured in Adams County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.97Low end of the filed band
- 2.08Middle of the filed band
- 3.25High end of the filed band
- 2015Worst year filed (3.37)
- 10Years filed
- $4,477,029Premium filed
- $10,000,929Indemnity paid
- $56,487,281Liability insured
- 81,215Quantity planted
- 81,613Quantity lost
- 724Policies
- 724Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $5,108,112 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,999,212 indemnity · 10 years
- Decline in Price $812,604 indemnity · 9 years
- Wind/Excess Wind $520,078 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $258,091 indemnity · 3 years
- Hail $207,462 indemnity · 5 years
Soybeans 10 years filed
- 1.00Low end of the filed band
- 1.69Middle of the filed band
- 2.40High end of the filed band
- 2015Worst year filed (2.89)
- 10Years filed
- $2,729,113Premium filed
- $5,522,420Indemnity paid
- $36,947,335Liability insured
- 74,506Quantity planted
- 70,572Quantity lost
- 630Policies
- 629Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $2,637,735 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,533,076 indemnity · 10 years
- Decline in Price $767,669 indemnity · 9 years
- Hail $275,270 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $232,155 indemnity · 2 years
- Wind/Excess Wind $46,718 indemnity · 1 years
Every county-crop the agency files in Iowa → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.