Crop-loss band · Iowa
Appanoose County, Iowa — crop-loss band
- 0.94Low end of the filed band
- 2.13Middle of the filed band
- 2.33High end of the filed band
- 2015Worst year filed (2.80)
- 10Years filed
Every year the Risk Management Agency has filed for Appanoose County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.94 at the low end to 2.33 at the high end, with 2.13 in the middle. The worst year filed is 2015, at 2.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,334,364 | $3,739,434 | $8,496,536 | 283 | 283 | 2.80 |
| 2016 | $160,448 | $372,796 | $1,373,674 | 38 | 37 | 2.32 |
| 2017 | $664,229 | $1,426,539 | $5,439,192 | 173 | 169 | 2.15 |
| 2018 | $1,458,217 | $3,403,087 | $12,517,801 | 306 | 306 | 2.33 |
| 2019 | $879,214 | $1,945,929 | $5,462,493 | 213 | 213 | 2.21 |
| 2020 | $1,403,825 | $2,526,682 | $12,802,352 | 249 | 249 | 1.80 |
| 2021 | $1,243,073 | $1,532,987 | $8,890,171 | 208 | 207 | 1.23 |
| 2022 | $1,837,862 | $2,994,151 | $14,342,754 | 197 | 197 | 1.63 |
| 2023 | $739,539 | $1,572,888 | $6,035,645 | 125 | 125 | 2.13 |
| 2024 | $672,165 | $632,465 | $5,321,283 | 96 | 96 | 0.94 |
Commodities insured in Appanoose County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.81Low end of the filed band
- 1.98Middle of the filed band
- 2.55High end of the filed band
- 2015Worst year filed (3.07)
- 10Years filed
- $5,583,192Premium filed
- $10,920,061Indemnity paid
- $48,547,440Liability insured
- 124,347Quantity planted
- 114,239Quantity lost
- 997Policies
- 993Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Appanoose County
- Drought $7,212,566 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,599,701 indemnity · 9 years
- Cold Wet Weather $482,420 indemnity · 10 years
- Heat $243,957 indemnity · 4 years
- Decline in Price $211,971 indemnity · 9 years
- Wildlife $96,259 indemnity · 6 years
Corn 10 years filed
- 0.58Low end of the filed band
- 1.47Middle of the filed band
- 2.01High end of the filed band
- 2015Worst year filed (2.49)
- 10Years filed
- $4,536,476Premium filed
- $8,006,933Indemnity paid
- $30,797,376Liability insured
- 61,463Quantity planted
- 56,928Quantity lost
- 726Policies
- 725Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Appanoose County
- Excess Moisture/Precipitation/Rain $4,213,199 indemnity · 9 years
- Drought $3,270,545 indemnity · 8 years
- Cold Wet Weather $187,359 indemnity · 8 years
- Decline in Price $183,689 indemnity · 8 years
- Heat $47,288 indemnity · 4 years
- Wildlife $44,069 indemnity · 7 years
Forage Seeding 10 years filed
- 1.90Low end of the filed band
- 4.35Middle of the filed band
- 7.02High end of the filed band
- 2015Worst year filed (7.42)
- 10Years filed
- $273,268Premium filed
- $1,219,964Indemnity paid
- $1,337,085Liability insured
- 6,000Quantity planted
- 5,909Quantity lost
- 165Policies
- 164Policies with a loss
- 4.46Loss ratio, whole span
Causes that carried the indemnity in Appanoose County
- Cold Winter $420,217 indemnity · 9 years
- Freeze $258,402 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $242,772 indemnity · 7 years
- Drought $191,129 indemnity · 7 years
- Cold Wet Weather $85,474 indemnity · 4 years
- Insects $9,002 indemnity · 2 years
Every county-crop the agency files in Iowa → Buy the Appanoose County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.