Crop-loss band · Iowa
Audubon County, Iowa — crop-loss band
- 0.92Low end of the filed band
- 1.48Middle of the filed band
- 2.99High end of the filed band
- 2019Worst year filed (3.59)
- 10Years filed
Every year the Risk Management Agency has filed for Audubon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.92 at the low end to 2.99 at the high end, with 1.48 in the middle. The worst year filed is 2019, at 3.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $156,612 | $467,637 | $2,509,940 | 52 | 52 | 2.99 |
| 2016 | $165,672 | $171,902 | $3,745,510 | 59 | 59 | 1.04 |
| 2017 | $141,807 | $196,077 | $2,275,728 | 48 | 48 | 1.38 |
| 2018 | $956,639 | $1,983,803 | $17,870,343 | 238 | 238 | 2.07 |
| 2019 | $103,075 | $370,283 | $2,152,103 | 47 | 47 | 3.59 |
| 2020 | $2,097,201 | $6,140,210 | $40,781,011 | 420 | 420 | 2.93 |
| 2021 | $39,508 | $36,283 | $609,521 | 18 | 14 | 0.92 |
| 2022 | $1,083,491 | $1,606,300 | $14,674,295 | 165 | 165 | 1.48 |
| 2023 | $6,400,181 | $14,023,932 | $114,785,359 | 724 | 724 | 2.19 |
| 2024 | $834,647 | $926,487 | $9,469,759 | 137 | 137 | 1.11 |
Commodities insured in Audubon County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.09Low end of the filed band
- 2.21Middle of the filed band
- 3.68High end of the filed band
- 2019Worst year filed (5.64)
- 10Years filed
- $7,259,962Premium filed
- $17,049,416Indemnity paid
- $128,702,216Liability insured
- 140,858Quantity planted
- 140,914Quantity lost
- 978Policies
- 978Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Audubon County
- Drought $10,379,433 indemnity · 7 years
- Decline in Price $3,737,281 indemnity · 9 years
- Wind/Excess Wind $1,236,668 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,032,113 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $370,440 indemnity · 6 years
- Hail $208,347 indemnity · 7 years
Soybeans 10 years filed
- 0.50Low end of the filed band
- 1.44Middle of the filed band
- 2.72High end of the filed band
- 2015Worst year filed (3.20)
- 10Years filed
- $4,718,871Premium filed
- $8,873,498Indemnity paid
- $80,171,354Liability insured
- 136,199Quantity planted
- 130,285Quantity lost
- 930Policies
- 926Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Audubon County
- Drought $5,924,603 indemnity · 7 years
- Decline in Price $981,304 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $767,038 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $565,312 indemnity · 4 years
- Hail $426,821 indemnity · 8 years
- Wind/Excess Wind $132,201 indemnity · 2 years
Every county-crop the agency files in Iowa → Buy the Audubon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.