Crop-loss band · Iowa
Black Hawk County, Iowa — crop-loss band
- 1.61Low end of the filed band
- 2.24Middle of the filed band
- 3.00High end of the filed band
- 2023Worst year filed (3.43)
- 10Years filed
Every year the Risk Management Agency has filed for Black Hawk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 3.00 at the high end, with 2.24 in the middle. The worst year filed is 2023, at 3.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $219,506 | $414,384 | $3,238,440 | 75 | 75 | 1.89 |
| 2016 | $223,715 | $670,152 | $4,285,584 | 101 | 101 | 3.00 |
| 2017 | $582,731 | $1,084,299 | $7,602,531 | 191 | 191 | 1.86 |
| 2018 | $556,926 | $1,248,940 | $8,503,955 | 169 | 169 | 2.24 |
| 2019 | $736,452 | $1,621,343 | $11,579,618 | 253 | 252 | 2.20 |
| 2020 | $1,309,439 | $3,395,574 | $25,787,414 | 328 | 327 | 2.59 |
| 2021 | $761,611 | $2,282,275 | $10,294,390 | 143 | 143 | 3.00 |
| 2022 | $326,402 | $924,245 | $5,009,531 | 71 | 71 | 2.83 |
| 2023 | $9,643,645 | $33,068,980 | $164,308,099 | 1,224 | 1,224 | 3.43 |
| 2024 | $4,113,374 | $6,635,809 | $46,364,688 | 621 | 621 | 1.61 |
Commodities insured in Black Hawk County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.63Low end of the filed band
- 2.59Middle of the filed band
- 3.67High end of the filed band
- 2021Worst year filed (3.84)
- 10Years filed
- $11,975,840Premium filed
- $36,699,515Indemnity paid
- $197,049,982Liability insured
- 208,909Quantity planted
- 216,698Quantity lost
- 1,681Policies
- 1,679Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Black Hawk County
- Drought $22,713,092 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $5,558,816 indemnity · 3 years
- Decline in Price $3,569,647 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,041,117 indemnity · 10 years
- Wind/Excess Wind $1,009,708 indemnity · 6 years
- Flood $513,095 indemnity · 6 years
Soybeans 10 years filed
- 1.47Low end of the filed band
- 1.62Middle of the filed band
- 2.84High end of the filed band
- 2016Worst year filed (4.07)
- 10Years filed
- $6,497,961Premium filed
- $14,646,486Indemnity paid
- $89,924,268Liability insured
- 148,520Quantity planted
- 147,064Quantity lost
- 1,495Policies
- 1,495Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Black Hawk County
- Drought $7,942,260 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,387,543 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $2,367,472 indemnity · 9 years
- Decline in Price $1,241,091 indemnity · 9 years
- Flood $353,295 indemnity · 9 years
- Hail $120,776 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Black Hawk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.