Crop-loss band · Iowa
Bremer County, Iowa — crop-loss band
- 1.64Low end of the filed band
- 1.96Middle of the filed band
- 3.17High end of the filed band
- 2016Worst year filed (4.04)
- 10Years filed
Every year the Risk Management Agency has filed for Bremer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.64 at the low end to 3.17 at the high end, with 1.96 in the middle. The worst year filed is 2016, at 4.04. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $250,378 | $410,518 | $3,532,998 | 104 | 104 | 1.64 |
| 2016 | $228,205 | $921,144 | $3,744,897 | 119 | 119 | 4.04 |
| 2017 | $664,706 | $1,089,253 | $9,026,433 | 246 | 245 | 1.64 |
| 2018 | $519,790 | $916,486 | $7,712,039 | 222 | 222 | 1.76 |
| 2019 | $321,480 | $1,017,530 | $5,530,367 | 174 | 174 | 3.17 |
| 2020 | $569,894 | $1,225,415 | $11,282,702 | 232 | 232 | 2.15 |
| 2021 | $726,096 | $1,530,352 | $11,156,984 | 183 | 183 | 2.11 |
| 2022 | $72,739 | $128,018 | $1,032,177 | 34 | 34 | 1.76 |
| 2023 | $6,343,782 | $15,536,336 | $88,945,522 | 1,050 | 1,050 | 2.45 |
| 2024 | $5,345,140 | $10,454,718 | $65,828,558 | 1,177 | 1,177 | 1.96 |
Commodities insured in Bremer County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.86Low end of the filed band
- 2.12Middle of the filed band
- 3.54High end of the filed band
- 2019Worst year filed (3.81)
- 10Years filed
- $9,617,870Premium filed
- $22,483,838Indemnity paid
- $143,221,172Liability insured
- 154,498Quantity planted
- 151,458Quantity lost
- 1,861Policies
- 1,861Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Bremer County
- Drought $9,890,712 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $5,380,858 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $3,364,859 indemnity · 8 years
- Decline in Price $2,133,297 indemnity · 10 years
- Wind/Excess Wind $1,012,519 indemnity · 6 years
- Hail $393,655 indemnity · 4 years
Soybeans 10 years filed
- 0.94Low end of the filed band
- 1.51Middle of the filed band
- 2.25High end of the filed band
- 2016Worst year filed (5.23)
- 10Years filed
- $5,424,340Premium filed
- $10,745,932Indemnity paid
- $64,571,505Liability insured
- 108,011Quantity planted
- 103,836Quantity lost
- 1,680Policies
- 1,679Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Bremer County
- Drought $4,518,456 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,386,516 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,936,159 indemnity · 8 years
- Decline in Price $1,165,307 indemnity · 9 years
- Hail $337,605 indemnity · 5 years
- Flood $185,947 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Bremer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.