Crop-loss band · Iowa
Clarke County, Iowa — crop-loss band
- 0.75Low end of the filed band
- 1.67Middle of the filed band
- 2.61High end of the filed band
- 2015Worst year filed (2.90)
- 10Years filed
Every year the Risk Management Agency has filed for Clarke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.75 at the low end to 2.61 at the high end, with 1.67 in the middle. The worst year filed is 2015, at 2.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,425,166 | $4,128,403 | $7,952,503 | 286 | 284 | 2.90 |
| 2016 | $352,751 | $263,326 | $2,766,668 | 92 | 92 | 0.75 |
| 2017 | $2,318,367 | $5,992,384 | $17,443,813 | 532 | 532 | 2.58 |
| 2018 | $583,921 | $1,526,700 | $5,177,696 | 203 | 203 | 2.61 |
| 2019 | $974,385 | $2,104,855 | $6,855,733 | 213 | 212 | 2.16 |
| 2020 | $447,497 | $627,770 | $4,241,462 | 111 | 111 | 1.40 |
| 2021 | $448,576 | $476,399 | $3,578,097 | 95 | 95 | 1.06 |
| 2022 | $3,628,482 | $8,624,620 | $29,185,135 | 421 | 421 | 2.38 |
| 2023 | $297,279 | $494,970 | $2,208,722 | 83 | 83 | 1.67 |
| 2024 | $1,027,699 | $959,180 | $8,481,449 | 172 | 172 | 0.93 |
Commodities insured in Clarke County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.72Low end of the filed band
- 1.55Middle of the filed band
- 2.77High end of the filed band
- 2015Worst year filed (2.84)
- 10Years filed
- $6,698,974Premium filed
- $15,030,946Indemnity paid
- $46,526,319Liability insured
- 95,913Quantity planted
- 89,860Quantity lost
- 1,052Policies
- 1,051Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Clarke County
- Drought $8,852,843 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,262,040 indemnity · 9 years
- Decline in Price $585,377 indemnity · 7 years
- Hail $146,079 indemnity · 4 years
- Cold Wet Weather $77,144 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $32,862 indemnity · 1 years
Soybeans 10 years filed
- 0.66Low end of the filed band
- 1.77Middle of the filed band
- 3.05High end of the filed band
- 2018Worst year filed (3.07)
- 10Years filed
- $4,502,575Premium filed
- $9,691,641Indemnity paid
- $39,406,620Liability insured
- 98,094Quantity planted
- 90,368Quantity lost
- 937Policies
- 935Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Clarke County
- Drought $5,929,227 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,954,820 indemnity · 10 years
- Decline in Price $319,381 indemnity · 7 years
- Wildlife $149,220 indemnity · 7 years
- Hail $111,550 indemnity · 5 years
- Cold Wet Weather $103,516 indemnity · 10 years
Pasture,Rangeland,Forage 9 years filed
- 0.57Low end of the filed band
- 1.19Middle of the filed band
- 2.91High end of the filed band
- 2017Worst year filed (2.91)
- 9Years filed
- $302,574Premium filed
- $476,020Indemnity paid
- $1,958,339Liability insured
- 20,941Quantity planted
- 0Quantity lost
- 219Policies
- 219Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Clarke County
- ARPI/SCO/STAX/MP Crops Only $476,020 indemnity · 9 years
Every county-crop the agency files in Iowa → Buy the Clarke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.