Crop-loss band · Iowa
Clayton County, Iowa — crop-loss band
- 1.10Low end of the filed band
- 2.05Middle of the filed band
- 3.37High end of the filed band
- 2019Worst year filed (3.62)
- 10Years filed
Every year the Risk Management Agency has filed for Clayton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.10 at the low end to 3.37 at the high end, with 2.05 in the middle. The worst year filed is 2019, at 3.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $322,493 | $654,550 | $5,237,232 | 192 | 192 | 2.03 |
| 2016 | $209,089 | $703,593 | $2,750,693 | 101 | 101 | 3.37 |
| 2017 | $696,854 | $1,427,714 | $11,952,571 | 260 | 259 | 2.05 |
| 2018 | $810,723 | $1,753,583 | $13,742,414 | 263 | 263 | 2.16 |
| 2019 | $405,811 | $1,468,259 | $6,615,314 | 190 | 190 | 3.62 |
| 2020 | $347,249 | $1,010,883 | $7,479,501 | 187 | 187 | 2.91 |
| 2021 | $534,741 | $822,459 | $7,564,121 | 143 | 143 | 1.54 |
| 2022 | $437,696 | $479,492 | $7,172,219 | 104 | 104 | 1.10 |
| 2023 | $3,845,191 | $9,868,955 | $69,553,415 | 821 | 819 | 2.57 |
| 2024 | $1,380,347 | $2,778,318 | $23,000,667 | 407 | 407 | 2.01 |
Commodities insured in Clayton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.94Low end of the filed band
- 2.31Middle of the filed band
- 4.07High end of the filed band
- 2019Worst year filed (4.33)
- 10Years filed
- $5,313,130Premium filed
- $14,648,858Indemnity paid
- $98,948,549Liability insured
- 118,306Quantity planted
- 119,455Quantity lost
- 1,646Policies
- 1,644Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Clayton County
- Drought $7,221,428 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,490,763 indemnity · 9 years
- Decline in Price $1,946,418 indemnity · 8 years
- Flood $1,091,132 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,063,171 indemnity · 2 years
- Wind/Excess Wind $431,499 indemnity · 8 years
Soybeans 10 years filed
- 0.81Low end of the filed band
- 1.81Middle of the filed band
- 2.08High end of the filed band
- 2015Worst year filed (2.35)
- 10Years filed
- $3,677,064Premium filed
- $6,318,948Indemnity paid
- $56,119,598Liability insured
- 89,677Quantity planted
- 85,354Quantity lost
- 1,022Policies
- 1,021Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Clayton County
- Drought $2,420,759 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,412,659 indemnity · 10 years
- Decline in Price $1,038,371 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $646,532 indemnity · 3 years
- Flood $249,147 indemnity · 6 years
- Cold Wet Weather $222,250 indemnity · 8 years
Every county-crop the agency files in Iowa → Buy the Clayton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.