Crop-loss band · Iowa
Decatur County, Iowa — crop-loss band
- 0.75Low end of the filed band
- 1.81Middle of the filed band
- 2.34High end of the filed band
- 2015Worst year filed (3.01)
- 10Years filed
Every year the Risk Management Agency has filed for Decatur County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.75 at the low end to 2.34 at the high end, with 1.81 in the middle. The worst year filed is 2015, at 3.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,089,424 | $3,278,397 | $6,430,131 | 240 | 240 | 3.01 |
| 2016 | $278,807 | $503,450 | $2,091,993 | 70 | 70 | 1.81 |
| 2017 | $1,571,928 | $3,192,741 | $11,883,914 | 280 | 280 | 2.03 |
| 2018 | $736,270 | $1,724,523 | $6,308,190 | 170 | 170 | 2.34 |
| 2019 | $1,400,386 | $3,032,083 | $10,448,257 | 313 | 313 | 2.17 |
| 2020 | $493,076 | $509,718 | $4,392,601 | 104 | 104 | 1.03 |
| 2021 | $574,367 | $429,906 | $4,729,178 | 89 | 89 | 0.75 |
| 2022 | $2,783,457 | $4,375,810 | $22,435,728 | 322 | 322 | 1.57 |
| 2023 | $370,924 | $788,092 | $3,396,502 | 98 | 98 | 2.12 |
| 2024 | $1,213,900 | $1,304,818 | $9,886,114 | 185 | 185 | 1.07 |
Commodities insured in Decatur County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.84Low end of the filed band
- 1.89Middle of the filed band
- 2.14High end of the filed band
- 2015Worst year filed (2.71)
- 10Years filed
- $5,458,815Premium filed
- $9,827,133Indemnity paid
- $40,102,029Liability insured
- 79,623Quantity planted
- 70,835Quantity lost
- 807Policies
- 807Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- Drought $4,703,674 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,571,424 indemnity · 9 years
- Cold Wet Weather $164,577 indemnity · 5 years
- Decline in Price $122,582 indemnity · 7 years
- Wildlife $92,015 indemnity · 7 years
- Flood $54,916 indemnity · 3 years
Soybeans 10 years filed
- 0.46Low end of the filed band
- 1.68Middle of the filed band
- 2.73High end of the filed band
- 2015Worst year filed (3.47)
- 10Years filed
- $4,749,846Premium filed
- $8,802,028Indemnity paid
- $39,599,133Liability insured
- 99,170Quantity planted
- 88,112Quantity lost
- 871Policies
- 871Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- Drought $4,834,986 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,335,135 indemnity · 10 years
- Decline in Price $213,784 indemnity · 7 years
- Cold Wet Weather $120,120 indemnity · 7 years
- Hail $100,062 indemnity · 4 years
- Wildlife $87,350 indemnity · 7 years
Pasture,Rangeland,Forage 7 years filed
- 0.58Low end of the filed band
- 1.48Middle of the filed band
- 2.49High end of the filed band
- 2022Worst year filed (2.49)
- 7Years filed
- $303,878Premium filed
- $510,377Indemnity paid
- $2,301,446Liability insured
- 20,030Quantity planted
- 0Quantity lost
- 193Policies
- 193Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- ARPI/SCO/STAX/MP Crops Only $510,377 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Decatur County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.