Crop-loss band · Iowa
Des Moines County, Iowa — crop-loss band
- 1.10Low end of the filed band
- 1.89Middle of the filed band
- 2.45High end of the filed band
- 2019Worst year filed (3.04)
- 10Years filed
Every year the Risk Management Agency has filed for Des Moines County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.10 at the low end to 2.45 at the high end, with 1.89 in the middle. The worst year filed is 2019, at 3.04. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $423,821 | $800,041 | $5,716,885 | 108 | 108 | 1.89 |
| 2016 | $73,282 | $80,916 | $1,511,874 | 39 | 39 | 1.10 |
| 2017 | $245,283 | $333,148 | $2,854,843 | 60 | 60 | 1.36 |
| 2018 | $359,950 | $842,511 | $4,900,918 | 87 | 87 | 2.34 |
| 2019 | $1,395,856 | $4,237,316 | $18,046,489 | 331 | 331 | 3.04 |
| 2020 | $174,576 | $262,583 | $3,108,249 | 72 | 72 | 1.50 |
| 2021 | $1,676,547 | $3,617,819 | $24,332,489 | 387 | 387 | 2.16 |
| 2022 | $72,140 | $139,430 | $1,243,521 | 25 | 25 | 1.93 |
| 2023 | $317,067 | $777,049 | $6,825,437 | 105 | 105 | 2.45 |
| 2024 | $331,744 | $510,480 | $6,007,205 | 82 | 82 | 1.54 |
Commodities insured in Des Moines County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.26Low end of the filed band
- 1.67Middle of the filed band
- 2.97High end of the filed band
- 2023Worst year filed (3.06)
- 10Years filed
- $3,936,654Premium filed
- $9,485,013Indemnity paid
- $51,113,852Liability insured
- 77,820Quantity planted
- 68,087Quantity lost
- 829Policies
- 829Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Des Moines County
- Excess Moisture/Precipitation/Rain $6,095,205 indemnity · 10 years
- Drought $1,339,764 indemnity · 10 years
- Hail $1,127,023 indemnity · 3 years
- Cold Wet Weather $283,638 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $206,407 indemnity · 2 years
- Wind/Excess Wind $173,870 indemnity · 4 years
Soybeans 10 years filed
- 0.88Low end of the filed band
- 1.78Middle of the filed band
- 2.71High end of the filed band
- 2019Worst year filed (3.57)
- 10Years filed
- $1,133,612Premium filed
- $2,116,280Indemnity paid
- $23,434,058Liability insured
- 44,214Quantity planted
- 28,508Quantity lost
- 467Policies
- 467Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Des Moines County
- Excess Moisture/Precipitation/Rain $1,359,028 indemnity · 10 years
- Drought $423,569 indemnity · 8 years
- Hail $101,434 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $73,732 indemnity · 1 years
- Decline in Price $58,163 indemnity · 6 years
- Cold Wet Weather $44,690 indemnity · 5 years
Every county-crop the agency files in Iowa → Buy the Des Moines County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.