Crop-loss band · Iowa
Dickinson County, Iowa — crop-loss band
- 1.37Low end of the filed band
- 2.16Middle of the filed band
- 3.40High end of the filed band
- 2024Worst year filed (4.18)
- 10Years filed
Every year the Risk Management Agency has filed for Dickinson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 3.40 at the high end, with 2.16 in the middle. The worst year filed is 2024, at 4.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $25,722 | $61,143 | $441,051 | 23 | 23 | 2.38 |
| 2016 | $410,998 | $564,070 | $8,128,770 | 142 | 142 | 1.37 |
| 2017 | $177,489 | $382,847 | $3,040,811 | 99 | 99 | 2.16 |
| 2018 | $2,362,421 | $6,183,411 | $45,881,303 | 653 | 652 | 2.62 |
| 2019 | $1,170,750 | $3,977,688 | $19,488,553 | 445 | 445 | 3.40 |
| 2020 | $581,922 | $1,313,845 | $11,202,585 | 203 | 203 | 2.26 |
| 2021 | $1,585,028 | $3,362,805 | $21,389,806 | 317 | 317 | 2.12 |
| 2022 | $358,246 | $495,687 | $4,829,771 | 58 | 58 | 1.38 |
| 2023 | $2,141,072 | $3,439,871 | $34,137,940 | 376 | 376 | 1.61 |
| 2024 | $5,455,090 | $22,819,731 | $95,285,436 | 1,238 | 1,238 | 4.18 |
Commodities insured in Dickinson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.23Low end of the filed band
- 2.39Middle of the filed band
- 3.53High end of the filed band
- 2024Worst year filed (3.53)
- 10Years filed
- $9,830,405Premium filed
- $26,667,012Indemnity paid
- $158,440,360Liability insured
- 216,963Quantity planted
- 212,773Quantity lost
- 1,995Policies
- 1,994Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Dickinson County
- Excess Moisture/Precipitation/Rain $16,554,483 indemnity · 8 years
- Drought $5,583,539 indemnity · 9 years
- Decline in Price $2,443,125 indemnity · 8 years
- Hail $538,089 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $442,404 indemnity · 3 years
- Heat $323,729 indemnity · 3 years
Soybeans 10 years filed
- 1.35Low end of the filed band
- 1.83Middle of the filed band
- 2.88High end of the filed band
- 2024Worst year filed (5.26)
- 10Years filed
- $4,438,332Premium filed
- $15,934,086Indemnity paid
- $85,385,666Liability insured
- 166,668Quantity planted
- 161,552Quantity lost
- 1,559Policies
- 1,559Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Dickinson County
- Excess Moisture/Precipitation/Rain $11,538,489 indemnity · 9 years
- Drought $1,894,134 indemnity · 7 years
- Decline in Price $1,322,199 indemnity · 9 years
- Hail $409,763 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $217,354 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $197,849 indemnity · 2 years
Every county-crop the agency files in Iowa → Buy the Dickinson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.