Crop-loss band · Iowa
Emmet County, Iowa — crop-loss band
- 0.27Low end of the filed band
- 1.96Middle of the filed band
- 3.72High end of the filed band
- 2024Worst year filed (3.73)
- 10Years filed
Every year the Risk Management Agency has filed for Emmet County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.27 at the low end to 3.72 at the high end, with 1.96 in the middle. The worst year filed is 2024, at 3.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $43,440 | $85,858 | $819,737 | 38 | 38 | 1.98 |
| 2016 | $847,710 | $230,700 | $19,755,520 | 151 | 150 | 0.27 |
| 2017 | $169,040 | $273,833 | $3,036,425 | 65 | 65 | 1.62 |
| 2018 | $3,295,734 | $12,274,854 | $74,190,531 | 879 | 879 | 3.72 |
| 2019 | $1,154,620 | $4,078,721 | $22,738,212 | 355 | 353 | 3.53 |
| 2020 | $679,364 | $1,331,896 | $13,316,348 | 196 | 196 | 1.96 |
| 2021 | $1,911,315 | $4,101,463 | $25,943,172 | 297 | 297 | 2.15 |
| 2022 | $122,194 | $105,833 | $1,775,191 | 25 | 25 | 0.87 |
| 2023 | $777,327 | $751,161 | $15,305,616 | 163 | 162 | 0.97 |
| 2024 | $6,822,690 | $25,453,959 | $119,117,876 | 1,236 | 1,236 | 3.73 |
Commodities insured in Emmet County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.23Low end of the filed band
- 1.92Middle of the filed band
- 3.72High end of the filed band
- 2018Worst year filed (4.20)
- 10Years filed
- $10,663,164Premium filed
- $32,290,334Indemnity paid
- $206,080,205Liability insured
- 283,444Quantity planted
- 250,249Quantity lost
- 2,013Policies
- 2,011Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Emmet County
- Excess Moisture/Precipitation/Rain $22,559,584 indemnity · 8 years
- Drought $5,778,720 indemnity · 8 years
- Decline in Price $1,815,257 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,152,464 indemnity · 3 years
- Wind/Excess Wind $371,972 indemnity · 6 years
- Cold Wet Weather $205,430 indemnity · 5 years
Soybeans 10 years filed
- 0.68Low end of the filed band
- 1.82Middle of the filed band
- 2.92High end of the filed band
- 2024Worst year filed (3.98)
- 10Years filed
- $5,160,271Premium filed
- $16,397,944Indemnity paid
- $89,918,423Liability insured
- 174,960Quantity planted
- 167,382Quantity lost
- 1,392Policies
- 1,390Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Emmet County
- Excess Moisture/Precipitation/Rain $11,316,168 indemnity · 9 years
- Drought $2,755,753 indemnity · 8 years
- Decline in Price $1,279,693 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $436,709 indemnity · 2 years
- Cold Wet Weather $230,189 indemnity · 7 years
- Hail $194,965 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Emmet County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.