Crop-loss band · Iowa
Humboldt County, Iowa — crop-loss band
- 1.00Low end of the filed band
- 1.92Middle of the filed band
- 2.49High end of the filed band
- 2019Worst year filed (2.66)
- 10Years filed
Every year the Risk Management Agency has filed for Humboldt County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.00 at the low end to 2.49 at the high end, with 1.92 in the middle. The worst year filed is 2019, at 2.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $214,693 | $432,598 | $3,596,218 | 80 | 80 | 2.02 |
| 2016 | $115,563 | $221,370 | $2,250,469 | 48 | 48 | 1.92 |
| 2017 | $723,833 | $1,184,257 | $12,506,312 | 200 | 199 | 1.64 |
| 2018 | $2,764,249 | $6,881,086 | $54,359,436 | 834 | 834 | 2.49 |
| 2019 | $490,878 | $1,307,135 | $8,620,469 | 192 | 192 | 2.66 |
| 2020 | $451,000 | $1,107,665 | $8,369,083 | 131 | 130 | 2.46 |
| 2021 | $329,741 | $330,113 | $4,668,804 | 93 | 93 | 1.00 |
| 2022 | $1,140,181 | $1,914,902 | $16,696,498 | 183 | 183 | 1.68 |
| 2023 | $4,528,723 | $7,713,712 | $77,482,948 | 685 | 684 | 1.70 |
| 2024 | $3,666,349 | $9,066,959 | $61,820,265 | 893 | 893 | 2.47 |
Commodities insured in Humboldt County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.19Low end of the filed band
- 1.65Middle of the filed band
- 2.76High end of the filed band
- 2019Worst year filed (3.00)
- 10Years filed
- $9,970,409Premium filed
- $19,750,604Indemnity paid
- $169,513,265Liability insured
- 201,901Quantity planted
- 196,596Quantity lost
- 1,830Policies
- 1,827Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Humboldt County
- Excess Moisture/Precipitation/Rain $6,640,314 indemnity · 9 years
- Drought $5,552,618 indemnity · 8 years
- Decline in Price $4,026,153 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,672,980 indemnity · 5 years
- Hail $836,154 indemnity · 7 years
- Insects $413,197 indemnity · 1 years
Soybeans 10 years filed
- 0.79Low end of the filed band
- 1.97Middle of the filed band
- 3.11High end of the filed band
- 2016Worst year filed (4.01)
- 10Years filed
- $4,454,801Premium filed
- $10,409,193Indemnity paid
- $80,857,237Liability insured
- 147,836Quantity planted
- 145,621Quantity lost
- 1,509Policies
- 1,509Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Humboldt County
- Excess Moisture/Precipitation/Rain $4,724,306 indemnity · 8 years
- Drought $1,914,838 indemnity · 7 years
- Decline in Price $1,752,700 indemnity · 7 years
- Hail $1,493,043 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $257,542 indemnity · 2 years
- Flood $78,344 indemnity · 4 years
Every county-crop the agency files in Iowa → Buy the Humboldt County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.